Which CC updates online statements the fastest? Credit Score of 706 good?

[Chiboy]

I have Visa by Capital One. It is my first CC, I'm 19. They suck at the interweb & update the statement like every 6 days or so. I need something faster! Who should I apply too? Also where can I get a cheap credit report check? It should be clean but I have a feeling there might be something on there.

 

[DaWhim]

citibank is quite good. go for the dividends card with 1% cash back on every dollar you spend

 

[Chiboy]

I have a FICO score of 706. Good or Bad?

 

[boyRacer]

My MBNA reflects all my transactions almost instantly... 🙂

 

[DaWhim]

Originally posted by: Chiboy
I have a FICO score of 706. Good or Bad?

I think that's pretty good and you are only 19 years old(same as me).
I am waiting for my credit report now

 

[Chiboy]

Originally posted by: boyRacer
My MBNA reflects all my transactions almost instantly... 🙂

Should I apply for a MBNA with my score? Also link to where I can apply?

 

[TuxDave]

I use Fleet and the online statement rock, it's so organized, very fast, can import to various accounting software and give you points! 😀

 

[StageLeft]

Originally posted by: Chiboy

Originally posted by: boyRacer
My MBNA reflects all my transactions almost instantly... 🙂

Should I apply for a MBNA with my score? Also link to where I can apply?

You can try www.mbna.com 🙂 Your score is solid. Income will play a part though.

I have MBNA. They show transactions instantly. You can click submit on the internet for an order, for instance, and it's on the site instantly with the amount and who charged it to your card. Obviously there is an unavoidable delay between pre-authorization (what it is showing), and actual final withdrawal of funds from your account, but that's really not important.

Payments set up online will show up 1-2 days later, depending on which time of day you set it up.

Drop Capital One - it's for chumps and losers with bad credit. 706 is good credit. You're better than that!

Also most mbna cards enroll you in the eliterewards. For every dollar you spend you get a point. 3250 points, for instance, works out to $25 gift certificate to any number of places like best buy, circuit city, etc. So, it works out to nearly a dollar back for every $100 you spend. Their customer service has been good to me, and mrsskoorb just got her first US credit card through them.

 

[Gyrene]

Originally posted by: Chiboy
I have a FICO score of 706. Good or Bad?

I had 728 after 6 months of my first Credit Card. So I assume 706 is about average.

 

[Jfrag Teh Foul]

At 706 a loan officer will pretty much loan whatever you want... as long as if falls in safely with your income to debt ratio.

Anything over 700 is considered to be very good. Keep it that way and you shouldn't ever have a problem getting a loan when you need one.

 

[Chiboy]

Cool, I figured about how I got a 706 🙂 Thank You Dad! I had him add 2 of his CC'S no my name & he has never been late on a payment in his life! Looks like I will go for MBNA! Thanks!