where can I get my credit score?

[edprush]

Not credit report...but credit score.

 

[FoBoT]

http://www.myfico.com

 

[BrokenVisage]

:music:Freeeee Credit Report Dot Commmmm:music:

Yeah.. don't go there even if you were looking for a credit report.

 

[Gooberlx2]

Have any friends that work in banking, loans or car dealerships?

 

[erub]

Originally posted by: Gooberlx2
Have any friends that work in banking, loans or car dealerships?

Why hassle them? You can get it for $6-7 each from the major bureaus, after you get the free report. BTW, the car dealerships definitely have to pay to pull your score, so your friend could get in trouble for wasting the dealerships money when you aren't going to buy a car.

 

[edprush]

Originally posted by: Gooberlx2
Have any friends that work in banking, loans or car dealerships?

No friends at banks but I did call my bank and left a message to see if they could provide it to me.

 

[edprush]

Turns out the bank wouldn't do it unless I was applying for a loan.

 

[FoBoT]

http://www.myfico.com/

 

[Slew Foot]

http://www.annualcreditreport.com its free for the report but you have to pay like $5 for the score.


edit: Platinum member!

 

[Vic]

Originally posted by: edprush
Turns out the bank wouldn't do it unless I was applying for a loan.

Shocking!! That's because, not only does it cost them money (about $10-$20), but they also need the signed application for their government compliance (a bank can't pull credit without permission). Plus, then they'd have to jump through more compliance hoops when you cancelled the application (because you never intended to get a loan in the first place), i.e. turn-down letters, government monitoring for equal credit opportunity, etc.

Go to myfico.com and buy your score.

 

[zebano]

Originally posted by: BrokenVisage
:music:Freeeee Credit Report Dot Commmmm:music:

Yeah.. don't go there even if you were looking for a credit report.

qft...

 

[shortspanishguy]

www.myfico.com

or

www.equifax.com

 

[Kaido]

Funny you should ask, got an email from MyFico today about renewing. If you google, there are some nice 10% and 20% discount codes floating around. Total for me was $38.28 for all 3.

 

[edprush]

Originally posted by: Vic

Originally posted by: edprush
Turns out the bank wouldn't do it unless I was applying for a loan.

Shocking!! That's because, not only does it cost them money (about $10-$20), but they also need the signed application for their government compliance (a bank can't pull credit without permission). .

Two years ago when I was just thinking about applying for a loan I walked into the same bank and they checked my credit score before I even told them how much I was looking for. It was 885 then.

 

[Vic]

Originally posted by: edprush

Originally posted by: Vic

Originally posted by: edprush
Turns out the bank wouldn't do it unless I was applying for a loan.

Shocking!! That's because, not only does it cost them money (about $10-$20), but they also need the signed application for their government compliance (a bank can't pull credit without permission). .

Two years ago when I was just thinking about applying for a loan I walked into the same bank and they checked my credit score before I even told them how much I was looking for. It was 885 then.

Uhh... I can't figure out how you could have gotten an 885 when the FICO score range is from 300 to 850.

 

[FoBoT]

he had a coupon for 35 extra FICO points

 

[50cent1228]

Originally posted by: BrokenVisage
:music:Freeeee Credit Report Dot Commmmm:music:

Yeah.. don't go there even if you were looking for a credit report.

u beat me to it

 

[Juddog]

Originally posted by: edprush

Originally posted by: Vic

Originally posted by: edprush
Turns out the bank wouldn't do it unless I was applying for a loan.

Shocking!! That's because, not only does it cost them money (about $10-$20), but they also need the signed application for their government compliance (a bank can't pull credit without permission). .

Two years ago when I was just thinking about applying for a loan I walked into the same bank and they checked my credit score before I even told them how much I was looking for. It was 885 then.

I call shens

 

[palswim]

Get a Providian Card - it gives you your bank credit score for free and you can check it any time (though the score may be up to a month old).

Edit: bbcode fix.

 

[msi1337]

the score from MyFico is just about the most reliable..since they are the ones who credited the system, and everyone else just makes spinoffs of their number to make you feel better..

I got my "inflated" score from one place (Experian I think)..and I was like..aww thats not too bad..then I got my FICO score...the same day I cut up all of my credit cards...

 

[palswim]

Another note on the Providian card score (from their website):

We display the Bankcard Industry Option FICO score. This score adjusts the Classic FICO score based on bankcard credit risk.

But yeah, it's really easy - you get a credit card and then you can check your credit score from the website under your account.


Edit: bbcode again. I should probably just compose replies from the popup windows.

 

[edprush]

Originally posted by: 50cent1228

Originally posted by: BrokenVisage
:music:Freeeee Credit Report Dot Commmmm:music:

Yeah.. don't go there even if you were looking for a credit report.

u beat me to it

Why are they so bad?

 

[edprush]

Originally posted by: msi1337
the score from MyFico is just about the most reliable..since they are the ones who credited the system, ..

do you mean "created the system"?

 

[FoBoT]

Originally posted by: edprush

Originally posted by: 50cent1228

Originally posted by: BrokenVisage
:music:Freeeee Credit Report Dot Commmmm:music:

Yeah.. don't go there even if you were looking for a credit report.

u beat me to it

Why are they so bad?

because it isn't free

you have to sign up for some stupid $9.99 per month service to get the "Free" report

 

[simms]

Originally posted by: Vic

Originally posted by: edprush

Originally posted by: Vic

Originally posted by: edprush
Turns out the bank wouldn't do it unless I was applying for a loan.

Shocking!! That's because, not only does it cost them money (about $10-$20), but they also need the signed application for their government compliance (a bank can't pull credit without permission). .

Two years ago when I was just thinking about applying for a loan I walked into the same bank and they checked my credit score before I even told them how much I was looking for. It was 885 then.

Uhh... I can't figure out how you could have gotten an 885 when the FICO score range is from 300 to 850.

Hey OP, you happen to miss all these posts? Maybe if you were a little bit more knowledgeable you wouldn't be pulling stuff from your ass.