Where are the plans at healthcare.gov?

[Capt Caveman]

Where is the Medicaid expansion in your state that is part of the ACA, that is designed exactly for people in your situation?

Oh right, you continue to support Republicans that rejected expansion and don't give a shit about your actual needs.

Time for you to start asking Republicans to defend this.

Karma. OP is against ACA and was against it til he finally needs it but his GOP politicians voted against it in his state. It's pretty hilarious.

 

[JEDIYoda]

No, I did not know that.

The affordable health care act is supposed to be obamas crowing achievement. So where is the healthcare the voters were promised?

I sure can not find my coverage.

Actually it is neither Politics or News...it happens to be categorized as your problem!!!!!

 

[glenn1]

Karma. OP is against ACA and was against it til he finally needs it but his GOP politicians voted against in his state. It's pretty hilarious.

Whole lotta virtue signalling going disguised as schadenfreude.

http://www.spectator.co.uk/2015/04/hating-the-daily-mail-is-a-substitute-for-doing-good/

 

[Homerboy]

Great thread! Would read again!

 

[John Connor]

I argued for years that competition would have made health care in this country a lot more affordable. But as we all know, when it comes to the Feds it becomes a fuck up.


Here, this might be a better website. https://www.healthcare.com Unless you don't have a job I guess it won't work for you. That's why we have Medicaid and other state funded indigent shit.

 

[soulcougher73]

I dont defend it. Single Payer of GTFO I dont like to see anyone without coverage or have to pay at time of service. Tax away.

 

[John Connor]

Inflation.

Oops, wrong thread, but this makes sense too. LOL!

 

[MrSquished]

Preface: I'm a two time Obama voter and supporter and was also in favor of the ACA. I always thought the ACA didn't go far enough, for example there should be a government option. But it was a heavily compromised bill so it could get through. Definitely an imperfect piece of legislation but a step in the right direction. In this country when it comes to universal healthcare it has to come in baby steps.

I've always either had insurance through work or no insurance at all. I got on Obamacare in the beginning of 2015 during open enrollment. That first year I got a partial tax credit for it. All was well. This medication I needed that was $1200 a month sans insurance was now $20, so I could finally get it. 2016 came and I had no tax credit. No problems still, I simply paid a little more. Not a little, like a 100 bucks but still, it worked. Earlier this year I missed a payment. I think March. I logged on the next month and saw the bill for two monthly premiums so I paid it in full. They happily took my 850 bucks from my bank account.

Went to the pharmacy but my meds were denied. Called the insurance company and they said the insurance policy was cancelled. I said they took my payment just fine a couple days ago. Nope it was cancelled. I said ok please reinstate it. We can't. You have to call the marketplace to do that. So I call the marketplace. Basically because I had a tax credit the year prior that made the plan ineligible for reinstatement for no other reason than it was a bureaucratic rule. WTF? If I didn't have a tax credit, in a completely different year mind you, I could have gotten reinstated.

I tried going directly to a couple of private NJ health insurance providers but their hands were tied. You can only enroll during open enrollment at the end and beginning of the year. Period. Since I never had to shop for private health insurance before I was not aware they also had short enrollment periods pre-ACA - perhaps someone can clarify that?

Both reps I spoke to said it was very unusual to outright cancel a health insurance policy with just one missed payment. They said it should be a few months. Obviously I shouldn't have missed a payment but I think the bureaucratic turn of events that it triggered were ridiculous.

Now I'm counting down the days to Nov 1 so I can enroll, and finally start getting the right med again on January 1st, 2017.

That's my ACA story.

 

[glenn1]

Preface: I'm a two time Obama voter and supporter and was also in favor of the ACA. I always thought the ACA didn't go far enough, for example there should be a government option. But it was a heavily compromised bill so it could get through. Definitely an imperfect piece of legislation but a step in the right direction. In this country when it comes to universal healthcare it has to come in baby steps.

I've always either had insurance through work or no insurance at all. I got on Obamacare in the beginning of 2015 during open enrollment. That first year I got a partial tax credit for it. All was well. This medication I needed that was $1200 a month sans insurance was now $20, so I could finally get it. 2016 came and I had no tax credit. No problems still, I simply paid a little more. Not a little, like a 100 bucks but still, it worked. Earlier this year I missed a payment. I think March. I logged on the next month and saw the bill for two monthly premiums so I paid it in full. They happily took my 850 bucks from my bank account.

Went to the pharmacy but my meds were denied. Called the insurance company and they said the insurance policy was cancelled. I said they took my payment just fine a couple days ago. Nope it was cancelled. I said ok please reinstate it. We can't. You have to call the marketplace to do that. So I call the marketplace. Basically because I had a tax credit the year prior that made the plan ineligible for reinstatement for no other reason than it was a bureaucratic rule. WTF? If I didn't have a tax credit, in a completely different year mind you, I could have gotten reinstated.

I tried going directly to a couple of private NJ health insurance providers but their hands were tied. You can only enroll during open enrollment at the end and beginning of the year. Period. Since I never had to shop for private health insurance before I was not aware they also had short enrollment periods pre-ACA - perhaps someone can clarify that?

Both reps I spoke to said it was very unusual to outright cancel a health insurance policy with just one missed payment. They said it should be a few months. Obviously I shouldn't have missed a payment but I think the bureaucratic turn of events that it triggered were ridiculous.

Now I'm counting down the days to Nov 1 so I can enroll, and finally start getting the right med again on January 1st, 2017.

That's my ACA story.

WRT the bolded, I don't think this is true. If by "universal care" you mean that is absolutely MUST provide the same level of coverage as typical employer sponsored plan where the all-in costs are around $18-20k then yeah, you're probably correct. But to provide catastrophic care universally that kicks in at the (made up number) $5k or above level expenses that will prevent most medical bankruptcies? Hell yeah that's doable. Quite frankly if you try to give the same level of care to the poor that is received by the middle class via their employer sponsored plans then you're going to fail because they'll bitterly resist paying for that. If your side wants universal coverage then you're going to have to accept differentiated levels of care depending on income and what you perceive as "unfairness" about that.

 

[nakedfrog]

I always figured it was like 300+/mo for typical heathcare in the states? Then you still have to pay several grand for a hospital visit. Or did Obamacare actually fix all that?

Still more than what we have to pay though.

...actually, you don't really have any idea what you're paying.
Just because you're not paying for it directly doesn't mean you're not paying it.

I am going to edit the opening post and add this to it.

UPDATE

Called local assistance. The nice lady said since it was more than 60 days since I had a life changing event, I no longer qualified for plans. I have to wait until open enrollment.

Open enrollment starts November 1. I enroll then.

Coverage does not kick in until January.

What am I suppose do to from now until January?

History

I quit my job July 3rd. Had enough money in savings to pay my bills for a couple of months, but not did not expect to be out of work long so I did not buy health insurance.

My fault I waited more than 60 days, but I did not know there was a time limit.

Got a side job making some money, able to pay $250 - $270 a month that I saw on healthcare.gov a few weeks ago.

Have to now wait until open enrollment and insurance is supposed to start in January.

Democrats defend this

Where is the affordable health insurance we were promised?

You are so. Fucking. Precious.