Whats your lowest Credit Card APR%

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Jun 27, 2005
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Don't know don't care don't carry a balance...

I pay my bill I get my miles I get my free ticket...

 

cubby1223

Lifer
May 24, 2004
13,518
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I haven't checked, the lowest is probably 18%. I never bothered with it because I don't carry a past due balance on any of them. I know my Citibank card was initially ~12%, but has slowly climbed over the years.

Actually, I do have one balance, $1000 purchase last December on a 2 year no interest special. I have the money to pay it off, and I probably should, because with interest rates I'm coming out ahead by only like $30, versus keeping up with the monthly payments and the risk of forgetting just one month...
 

TonyB

Senior member
May 31, 2001
463
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to all the people who don't carry a balance and don't care, how about don't post? my question was what is your APR and what tricks do you know of to get it down, not what is your balance. i seriously don't give a crap what your balance is! only your APR!
 
Jun 27, 2005
19,216
1
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Originally posted by: TonyB
to all the people who don't carry a balance and don't care, how about don't post? my question was what is your APR and what tricks do you know of to get it down, not what is your balance. i seriously don't give a crap what your balance is! only your APR!

Well excuse me lil' Miss Puffy Pants...
 

Engineer

Elite Member
Oct 9, 1999
39,230
701
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Originally posted by: Whoozyerdaddy
Originally posted by: TonyB
to all the people who don't carry a balance and don't care, how about don't post? my question was what is your APR and what tricks do you know of to get it down, not what is your balance. i seriously don't give a crap what your balance is! only your APR!

Well excuse me lil' Miss Puffy Pants...

:laugh: