Whats your lowest Credit Card APR%

[Whoozyerdaddy]

Don't know don't care don't carry a balance...

I pay my bill I get my miles I get my free ticket...

 

[cubby1223]

I haven't checked, the lowest is probably 18%. I never bothered with it because I don't carry a past due balance on any of them. I know my Citibank card was initially ~12%, but has slowly climbed over the years.

Actually, I do have one balance, $1000 purchase last December on a 2 year no interest special. I have the money to pay it off, and I probably should, because with interest rates I'm coming out ahead by only like $30, versus keeping up with the monthly payments and the risk of forgetting just one month...

 

[TonyB]

to all the people who don't carry a balance and don't care, how about don't post? my question was what is your APR and what tricks do you know of to get it down, not what is your balance. i seriously don't give a crap what your balance is! only your APR!

 

[Whoozyerdaddy]

Originally posted by: TonyB
to all the people who don't carry a balance and don't care, how about don't post? my question was what is your APR and what tricks do you know of to get it down, not what is your balance. i seriously don't give a crap what your balance is! only your APR!

Well excuse me lil' Miss Puffy Pants...

 

[Engineer]

Originally posted by: Whoozyerdaddy

Originally posted by: TonyB
to all the people who don't carry a balance and don't care, how about don't post? my question was what is your APR and what tricks do you know of to get it down, not what is your balance. i seriously don't give a crap what your balance is! only your APR!

Well excuse me lil' Miss Puffy Pants...

:laugh:

 

[imported_Lothar]

Why would I care what the interest rates on my credit cards are?