whats your interest rate for your new car?

[aries2k1]

bought a brand new civic...for the gas mileage, not the performance, but thats another story...credit union gave me a 4.99% rate. my credit score is in the low 700s. anyone know of any websites that show the average interest rates in the country?

 

[sygyzy]

3.9%, 48 months.

Edit: To answer your last question - www.bankrate.com

 

[JS80]

4.99% is a very good rate if you got that recently.

 

[torpid]

Originally posted by: JS80
4.99% is a very good rate if you got that recently.

 

[Eos]

The last car loan I got was for a used car, and it was 7% for 60 months on $21,000.

Year 2000.

 

[OS]

2.9% 60 months but this was 2003

 

[RossMAN]

That's a good rate, we got 4.75% but this was a few years ago.

 

[Ktulu]

0%

 

[Drakkon]

3.9 1 year ago 60 months (but paying it off sooner )

 

[mrchan]

2.9, 60 months. but that was in 01.

 

[D1gger]

0%. I paid cash.

 

[Bryophyte]

That's a very good rate. Best rate I could dig up when I got my new car 2 months ago was 5.9% (and our FICO scores are both upper 700's.)

 

[Riverhound777]

My rate is 5.125% from 6 months ago. Edit, that is for 60 months. Which does make a big difference. Mine would have been 4.8% for 48 months.

 

[Mill]

Originally posted by: torpid

Originally posted by: JS80
4.99% is a very good rate if you got that recently.

 

[Ronin]

I agree....can't complain about a 5% rate (@ 60m).

 

[radioouman]

0% for 60 months. Will have it paid off next summer.

 

[MercenaryForHire]

2.9% for a 2005 Civic over 48 months.

4.99% on a new (06) Civic is very good.

- M4H

 

[bob4432]

i will only buy cars with 0%

 

[Glavinsolo]

Originally posted by: MercenaryForHire
4.99% on a new (06) Civic is very good.

- M4H

I agree. I went in on 5.75%

 

[Baked]

I got 3.49% for 24 months last year through credit union.

 

[Nutdotnet]

Originally posted by: D1gger
0%. I paid cash.

Wow...THAT's helpful.

To the OP: I'd be comfortable with that rate. I think avg new car rates right now are in the 6 percents.

 

[caboob]

0% 66 months...04 VW Jetta..go figure

 

[Blieb]

4.75% through penfed in november ...

you got a great rate.