What's your Credit Card APR?

[Passions]

I've been with MBNA America for 4 years now, and my APR is 12.25% is that good or bad? I have excellent credit. Should I call and get it lowered?

 

[Ameesh]

yes call and get it lowered i told them id drop their card if they didnt and they gave me 8.9% on all purchases including balance transfers and cash loas (which i never use)

 

[Cyberian]

I have no idea, I've never had a balance.

Nice poll, BTW!

 

[lawaris]

couple of them have 0 % right now

 

[lawaris]

WTF is the poll about ???

 

[RossMAN]

9% fixed
no annual fee

 

[Freejack2]

My credit card APR is 100%. It's through The Godfather Bank.
Not a bad card except when you late on payments.
That's when they send this big guy who has a hammer with your kneecap's imprint on it.

 

[Stifko]

I have MBNA also and my rate is 4.9. This is only for cash advances and balance xfers. If you have a balance, tranfer it to another card and then back to MBNA. Ask them nicely to waive the fees and extend the period the rate is offered. 12.5 isn't that great BTW IMHO.