I just think that whatever floats your boat and works for you -- whatever you're comfortable with -- that's fine.
I had never had to contend with massive data loss of important (data) files. If I had to -- I'd simply do a logical folder & file copy from one NTFS disk to another (e.g., USB drive, eSATA -- hot-swap drive-bay and caddy).
I think maybe ten years ago, I might have had a situation that required simply re-installing Windows (XP). Ten years ago, I could suffer through a day's work (or more) to get things back in order.
But at some time, I'd built a system with Windows installed on a single hDD, and I wanted to move it to a RAID5 array on a 3Ware PCI-E controller. So I must have bought Partition Magic, or some such SW -- probably for less than $50 -- which many would say was "not a good deal." But it saved me a lot of misery. Next time I had to do something similar, I DID get a deal on Acronis Disk Director. Then (now), True Image. Maybe at one time, I had my sis-in-law buy a similar utility from VCOM, which had all the features you find with Acronis.
The one thing missing with True Image is really a problem with my WHS-2011 or probably any Windows server OS version. It doesn't "plug in" to the dashboard. But then, you're not going to do backups from a remote computer. Or you would schedule them to be automatic anyway -- to a NAS, some sort of backup server, or a mounted, online disk drive. I prefer a hot-swap backup disk, and I don't want to leave the backup disk running on my server. That means if I schedule automatic backups, I have to remember to mount the disk for the day the backup occurs.
Like I said -- whatever floats your boat.