You can play around with it forever. i have. i think at the moment, i'm running 3211mhz 1.425vcore, DDR31600 @ 1646 9-9-9-24, 1976mhz NB and 1976 HT. I had it running for a few months at 3401mhz, 1.45vcore, DDR3 @ 1450mhz 7-8-8-20 1.8vdimm, 2350 NB, 2100HT. It really wasn't worth the stress of tuning it and the stress on the system. the faster settings were good for about 2 Gflops in linpack...
I haven't run linpack @ 1.425vcore, but at 1.45, they would rocket right up past 70C in 70F ambient. I'm pretty sure i would be stable at 1.4vcore, i just keep forgetting to set it. In other words, the stock cooler blows. Your temps aren't all that surprising.
edit: if you have ACC enabled, temps will read 0, so i don't think that's an issue.