whats the best course of action...

[z0mb13]

hmm ok so here is the situation

huge portion of my money is held up in the ING account

I have a cc bill that is due on the 27 of this month

I always pay my cc in full each month, currently I dont have enough money in my checking to pay the cc bill hence why I transferred money from my ing account

but the ing account says it will START transferring on the 22nd (god knows when I will actually see it in my checking account)

so what is the best course of action?

1. mail out a check, hoping they get it in time (and by the time they get it, the money already shows up in my checking account)

2. wait until I see the money, then pay the cc bill online (which I always do, but there is a 2 day lead time for online bill paying, I hope its not too late)

3. pay the minimum amount, but I will get raped with interest.

4. when I receive the money, use the cc one day paying service (but I have to pay 15 bucks to do this)

Sooooo what is my best course of action??

 

[Zim Hosein]

Date they receive it IIRC

 

[z0mb13]

Originally posted by: Zim Hosein
Date they receive it IIRC [/q

hmmm are u sure??

 

[FoBoT]

they use the date it goes through their computer system, which will be the date they receive it IF you are lucky, if not , it will be 1-2 days AFTER they receive it

 

[jtusa]

Someone a little late on paying the bill??

 

[z0mb13]

oh well I will have to pay via online then..

 

[z0mb13]

ok I am using ING direct..

if it says that the transfer is tomorrow, when can I see it in my bank account??

 

[z0mb13]

bump for new question

 

[warcrow]

No, the transfer (for me atleast) usually takes 4 days, 3 on a few rare ocassions. When I did a $3000 transfer it took almost 6 days. I was calling my bank and ING trying to figure out what was going on. Its the only thing about ING that stops it from being the beeeee kneeeees.

 

[z0mb13]

Originally posted by: warcrow
No, the transfer (for me atleast) usually takes 4 days, 3 on a few rare ocassions. When I did a $3000 transfer it took almost 6 days. I was calling my bank and ING trying to figure out what was going on. Its the only thing about ING that stops it from being the beeeee kneeeees.

oh crap... and I have to make payments on my cc too..

maybe I will have to pay the minimum balance then... my checking is currently not enough to pay the full balance

 

[z0mb13]

bump for new question again

 

[RossMAN]

Also remember if your cc payment is even 1 day late, you could get hit with LATE FEES and lose promotional APR's.

 

[kami333]

I would just send in a minimum payment right now, just in case your full payment doesn't reach them in time.