What's my liability in this?

Miramonti

Lifer
Aug 26, 2000
28,653
100
106
The owner of the house I rent, who's become a friend, wants me to sign a lease (fake) with $400 extra rent per month that I pay now, lasting a full year, so he can show it to his lender as solid proof of income in order to buy another house.

I said I would only sign it if we also sign a another lease (real) at the same time, dated to supercede it, with the accurate monthly rent amount and shorter lease time, ie 6 months (right now I am on month to month.) This is to cover my butt.

His actions are obviously suspect but what about mine, and do I have any legal liability or risks in aiding his deceit with his lender?


UPDATE:
I called him this morning and expressed kranky's logic and he seemed to accept it ('if he's willing to give false info to a bank, why not forge it himself'). He and his gf are coming over for lunch tomorrow so we'll see where that goes. Perhaps the bottom line is 'friends don't ask friends to help commit fraud'. (especially for nothing in return. ;))

Hopefully tho the thought of forgery will cause him to take a step back from this entire approach.

Either case I won't be involved.
 

Sluggo

Lifer
Jun 12, 2000
15,488
5
81

You are conspiring with someone to obtain money by false pretenses.

So I'm gonna say off the top of my head...Conspiracy to commit fraud?
 

Whisper

Diamond Member
Feb 25, 2000
5,394
2
81
I'm not a lawyer, but because you know the reasons he's wanting to obtain this false lease, I'd say that yes, you would be liable for some type of fraud.
 

SmoochyTX

Lifer
Apr 19, 2003
13,615
0
0
I would love to see this kind of case on Judge Joe Brown. You'll present the 'other' lease and he shows the 'other' one.

I would like to laugh at both of you for being so stupid.
 

UncleWai

Diamond Member
Oct 23, 2001
5,701
68
91
Sounds like a first class ticket to FPMITAP.
There's no gain for you to do it, but there's a lot to lose.
 

MrColin

Platinum Member
May 21, 2003
2,403
3
81
Originally posted by: Sluggo

You are conspiring with someone to obtain money by false pretenses.

So I'm gonna say off the top of my head...Conspiracy to commit fraud?

Exactly, If your landlord is coercing you to do this you may want to consult a lawyer. Also, if he's willing to dick over his own bank, what is he willing to do to you? RUN!!!
 

Miramonti

Lifer
Aug 26, 2000
28,653
100
106
My first reaction was to help out a friend, but I guess the more I think about being in on fraud the colder I'm getting to the idea. I'm not too worried about saying no, he needs my rent too much right now to turn me out.
 

KLin

Lifer
Feb 29, 2000
30,222
568
126
Originally posted by: jjsole
My first reaction was to help out a friend, but I guess the more I think about being in on fraud the colder I'm getting to the idea. I'm not too worried about saying no, he needs my rent too much right now to turn me out.

Don't do it. Period. End of Story. /Thread. kthxbye.

;)
 

stars

Golden Member
Feb 27, 2002
1,068
0
0
If you do this you will most likely regret it later on. Best of luck to you.
 

kranky

Elite Member
Oct 9, 1999
21,019
156
106
Since he is already willing to give false information to the bank, why isn't he willing to just forge your name on the fake lease?
 

Mark R

Diamond Member
Oct 9, 1999
8,513
16
81
I recommend that you speak to someone qualified to advise:

Try calling (505) 889-1300 in the first instance.
 

mcvickj

Diamond Member
Dec 13, 2001
4,602
0
76
Originally posted by: jjsole
My first reaction was to help out a friend, but I guess the more I think about being in on fraud the colder I'm getting to the idea. I'm not too worried about saying no, he needs my rent too much right now to turn me out.

He is that tight for cash and wants to buy another house? Don't even give this a second thought. You are putting way to much on the line to risk it.

 

StageLeft

No Lifer
Sep 29, 2000
70,150
5
0
Doing that would be stupid. You have nothing to gain and everything to lose. If the guy is a good friend he won't pressure you. If $400/month is enough to make or break this, it sounds like his finances are crap anyway and chances are more than anything he'll crash in a few months and bring you down with him, then you can both be really good friends in pound-me-in-the-ass prison for the next 20 years. Believe it!
 

Triforceofcourage

Platinum Member
Feb 21, 2004
2,911
0
71
You can't be stupid enough to do this. For one, he can use that lease to charge you the extra money. Two, you are committing are federal crime you moron.

Please do the world a favor and off yourself.
 

waggy

No Lifer
Dec 14, 2000
68,143
10
81
heh yeah. i can then see him takeing you to small claims court for the extra when he needs money. you would be screwed since he has you signing the lease.
 

GoPackGo

Diamond Member
Oct 10, 2003
6,515
585
126
Originally posted by: waggy
heh yeah. i can then see him takeing you to small claims court for the extra when he needs money. you would be screwed since he has you signing the lease.

Good point...

The fact he was informed of the reasons make him a conspirator to commit fraud.

The only "good" part is if the landlord gets a mortgage he cant afford, the bank will take the house back.

Criminial charges may not be likely but still possible.
 

KarenMarie

Elite Member
Sep 20, 2003
14,372
6
81
My Nana once told me....

Never put anything in writing that you would not want read in public

and

Never sign anything that you would not want to live by.