whats a good credit card to have?

Dec 10, 2005
22,199
4,458
136
Originally posted by: AnandtechPirate
whats a good credit card in terms of extras & everything else?
How old are you? If you're a student, in addition to the bettercreditcard.com offerings (go for the student versions since it will be easier to obtain a line of credit from those companies), you also have the option for the mtvU card from Citi. It gives rewards as ThankYou points, but you get extra points from bookstores (Amazon.com counts as a bookstore), restaurants, record stores, and movie theaters.
 

LS20

Banned
Jan 22, 2002
5,858
0
0
Amex blue cash.for features and any visa/mc as backup for compatibility
 

brtspears2

Diamond Member
Nov 16, 2000
8,659
1
81
I use a Chase Rewards Plus card with 5% gas/drugstore/supermarket rebate and an Costco Amex for when I eat out for 3% back. These cards are suicide to carry a balance on, as the interest rates are all at least prime + roughly 10%.
 

MrBond

Diamond Member
Feb 5, 2000
9,911
0
76
Originally posted by: kranky
Originally posted by: hookinitup
http://www.firstusa.com/cgi-bin/webcgi/...FID=XDWjxThhyOE-S.DAXN70vx0UTtNEwfEucg

applied the other day. up to $600 cash back every year.
If you want a cash-back card, there are better choices. That card gives up to 1% cash back but you only get the 1% level after $10,000 of spending.
This didn't sound right to me (since I have that card as well), but you're right. You can still redeem your points before you get 10,000, but it's not at the 1% rate. You need to redeem 3500 points for a $25 check, 6000 for a $50, or 10,000 for a $100 check.
 

RossMAN

Grand Nagus
Feb 24, 2000
78,794
262
116
Originally posted by: brtspears2
I use a Chase Rewards Plus card with 5% gas/drugstore/supermarket rebate and an Costco Amex for when I eat out for 3% back. These cards are suicide to carry a balance on, as the interest rates are all at least prime + roughly 10%.
I love my Amex CostCo card :thumbsup:
 

CraigRT

Lifer
Jun 16, 2000
31,440
5
0
I love my Citi mastercard. 2 cents off per litre on gas, automatic. plus petro points.

That is Cdn only, but I can only assume they have an American equiv.
 

ASK THE COMMUNITY