What would you pay off first?

[Tiamat]

I'd pay off the highest interest school loans first, leave the low interest school loan alone, and leave the mortgage alone and keep the remaining cash as liquid assets. Shtf, its nice to have 5k-10k$ liquid assets as emergency. For my income the school loans don't give me any tax benefit (income over $55k) while the mortgage does, so I'd keep the mortgage for the time being.

 

[alkemyst]

If your mortgage interest is lower, I would try to consolidate that into the mortgage so you have a single debt, then pay whatever you are paying now extra on the mortgage to make up for it.

I guess it mostly comes up to the same thing though but it's just a better feeling when you only have 1 debt to manage.

/because Canada.

 

[highland145]

¯\_(&#12484_/¯

Call me cheap or frugal lol.

How about brother from a different Mother.:biggrin:

 

[alkemyst]

Let me clear some things up. I have the money to pay it off completely. About 9k to spend and feel comfortable. So I am thinking of paying off ALL of my student loans or ALL of my "20" mortgage. I should note, my "80" portion is just under $650 a month. So my mortgage is pretty reasonable

I'd wipe out all that student loan debt.