What kind of credit does Verizon Wireless require on new plans?

[iamshady]

I'm a college student and my cell phone plan with AT&T is almost up. Currently it's under my father's name, although I pay for it completely. I'm looking to switching providers and having it under my name. However, when activating and starting a new plan, they look into my credit history. I currently have college loans with Fleet, an AMEX Blue Student card with a $600 limit (paid balance full since I've had it), a standard checking account, and a savings account. Do I have a chance of getting it on my own? Will they approve me?

Title EDITED, thanks RossMAN

 

[John]

Go to experian.com and run your credit and fico score for 12.95 to see how you stand. Sometimes cellular companies will deny you if you have been delinquent a few times.

 

[RossMAN]

Is your current AT&T cell phone only under your fathers name or his and yours? Probably just his.

Have you made all your current loan/cc payments on time (never over 30 days late)?

Have you had steady credit for at least 1 year?

Cell phone credit isn't that difficult to qualify for. Sprint PCS seems to be the easiest, they qualified me for 5 PHONES three years ago.

Here's a thread you may want to read, click me.

 

[iamshady]

Yea, the AT&T is in his name, but I pay for it every month online. I've had my AMEX since August 2001 and I've made every payment on time since then. I wanted to goto Chinatown this week and get a Verizon plan, and I'm hoping that my credit will pass with no down payment.

 

[RossMAN]

It sounds like you have a good chance at qualifying.

Maybe edit your thread's title to include Verizon, then some Verizon ATers can chime in on their experiences of being declined or approved for cell credit.

 

[iamshady]

Bump

 

[RossMAN]

Bump for you.

 

[murphy55d]

Well I'm 19 and I work at WalMart and I was approved with no problems.

Seriously though, I've never had a problem being approved for ANYTHING. I have a $2,000 Amex Blue, $3,500 Discover Classic, and I HAD a $1,000 VISA until I cancelled it, plus my cell phone. I'm not sure how or why i developed credit so quickly since I've only had a job for just under a year. (I was qualified for that VISA before I EVER had a job of ANY kind)

You should be fine.