what kind of auto insurance liability coverage do you have?

[Aharami]

i have full coverage at
Bodily Injury Liability(BI).............. $100,000 / $300,000
Property Damage Liability(PD)........$100,000
PIP Full PIP Primary.......................$250,000 limit medical / $250 deductible
Uninsured & Underinsured Motorist..$100,000 / $300,000
UM & Underinsured Motorist PD.......$100,000

i was talking to the Geico rep about how to lower my monthly premiums (they quoted me 1267 for 6 months since I have a ticket on my record...out of state...but she said it doesnt matter where u got it) and she suggested i drop my liability to 25,000/50,000. she also mentioned that 100,000/300,000 is on the high end. is this true? what kind liability coverage do you guys have.

 

[Aharami]

btw...this is NJ insurance. hence the high rates

 

[Aharami]

wow this dropped fast!

 

[JulesMaximus]

I have 100/300/100.

 

[rh71]

BODILY INJURY LIABILITY $100,000/$300,000
PROPERTY DAMAGE LIABILITY $50,000
BASIC PERSONAL INJURY PROTECTION Basic Non-Deductible NON-DED
SUPPLEMENTARY UNINSURED MOTORIST $25,000/$50,000

We have a house we don't want to lose so we upped the liability. It used to be 25k/50k... should be fine for single guys...

 

[Scouzer]

liability (canada has all forms of liability rolled together) - $1,000,000

$1250 a year. im 18.

 

[Aharami]

Originally posted by: Scouzer
liability (canada has all forms of liability rolled together) - $1,000,000

$1250 a year. im 18.

wish mine was 1250 a year!

 

[Aharami]

Originally posted by: rh71
BODILY INJURY LIABILITY $100,000/$300,000
PROPERTY DAMAGE LIABILITY $50,000
BASIC PERSONAL INJURY PROTECTION Basic Non-Deductible NON-DED
SUPPLEMENTARY UNINSURED MOTORIST $25,000/$50,000

We have a house we don't want to lose so we upped the liability. It used to be 25k/50k... should be fine for single guys...

thanks!

 

[Scouzer]

Originally posted by: Aharami

Originally posted by: Scouzer
liability (canada has all forms of liability rolled together) - $1,000,000

$1250 a year. im 18.

wish mine was 1250 a year!

it was $3150 a year up until a year ago when they province introduced heavy regulation

 

[xSkyDrAx]

1190 a year, 18 also.

 

[2cpuminimum]

I have the minimum. Poll.

 

Originally posted by: Aharami
wow this dropped fast!

Yea, because it's an incredibly boring thread topic.

I don't know my coverages. They are high.

 

[Deeko]

50/100/25...im poor and i have an accident so its expensive

 

[FeuerFrei]

Automobile Liability Insurance

[*]Bodily Injury
- $1,000,000 each person
- $1,000,000 each occurrence

[*]Property Damage
- $1,000,000 each occurrence

Premium: $215

 

[TwinkleToes77]

Originally posted by: Scouzer
liability (canada has all forms of liability rolled together) - $1,000,000

$1250 a year. im 18.

I have $2,000,000. I pay $1250 as well for an 04 Grand Am

 

[shortylickens]

$30,000/$60,000.

Anything higher and I'd probably just kill all the survivors, so I wouldnt have to pay anything.