Another one for me is Tim Horton's coffee. I go almost every day now, kinda bad. At $2 per coffee that's $60/mo on coffee when I can make it at home/work. I think it's like smoking, it's not just the substance that's addicting but the psychological and physical aspect that goes with it. The act of actually stopping by Tim Horton's on the way to work, or going for a drive late at night and get home with a nice warm coffee, even though I could make it at home. There is something satisfying about going out in -40 and coming back with a coffee. It's all in the head.
Great, now I want to go to Tim Horton's.