What is the best creditcard out there that gives a great cashback?

[MrYogi]

?
My MBNA Card gives me nothing but $10 giftcertificate to Barnes and Noble once every three months. :|

 

[RossMAN]

Personally I like the Chase Perfect Card because:

1) 6% rebate on gas purchases within first 90 days
2) 3% rebate on gas purchases after the first 90 days
3) 1% rebate on all other purchases
4) Rebates are credited directly back to your cc every month when your statement prints
5) FREE VISA extended warranty coverage (not all VISA's offer this but Chase Perfect Card does)
6) No annual fee the first year, no annual fee after that as long as you make 9 purchases a year.

Also read this awesome thread.

 

[kranky]

Right now I'm enjoying 5% cash back on every purchase through March 1 with the Citibank Platinum Select Mastercard. Maybe you could call them and see if you can get that deal. They sent it to me in the mail.

 

[RossMAN]

Originally posted by: kranky
Right now I'm enjoying 5% cash back on every purchase through March 1 with the Citibank Platinum Select Mastercard. Maybe you could call them and see if you can get that deal. They sent it to me in the mail.

I received that also but I plan on closing that account since it's almost paid off (only $1,600 more to go).

 

[MrYogi]

Originally posted by: RossMAN
Personally I like the Chase Perfect Card because:

1) 6% rebate on gas purchases within first 90 days
2) 3% rebate on gas purchases after the first 90 days
3) 1% rebate on all other purchases
4) Rebates are credited directly back to your cc every month when your statement prints
5) FREE VISA extended warranty coverage (not all VISA's offer this but Chase Perfect Card does)
6) No annual fee the first year, no annual fee after that as long as you make 9 purchases a year.

Also read this awesome thread.

thanks. 😀
i applied for the chase card. i heard that discover offers 2% cashback.

 

[waynehead]

i use the citi platinum select, no annual fee, 1% cashback straight up. get a $100 check when it passes 100 (yes that requires 10,000 in purchases but ucla takes credit cards for tuition). it's not as good as some others mentioned here.

anyway, discover's 2% cash back is not a hot deal. if you're talking about the regular discover, they have a crazy staggered percent back scheme where your first $xx,xxx in purchases is 0.25% then the next xxxx is .5% and .75 and up to 1% if you get there. i dont know the exact figures but the point is that it's not a true 1. also, the 2% is only if you use the money to cash in as a gift card to one of their sponsored stores, at which point they'll double the cash back you have stored. i still have a $40 borders card that i cant get rid of.

 

[newbiepcuser]

Your ATM Check Visa/Master card. Always works for me after i punch in the magic numbers. 😀

 

[udonoogen]

citibank offers some good cards. that gas card ross man is pimping sounds pretty good. too bad i dont drive. 🙂

 

[bsobel]

Originally posted by: waynehead
i use the citi platinum select, no annual fee, 1% cashback straight up. get a $100 check when it passes 100 (yes that requires 10,000 in purchases but ucla takes credit cards for tuition). it's not as good as some others mentioned here.

Make sure UCLA doesn't use a clearing house which charges for the service. Service charges of up 3% are common when paying universities with credit cards, and obviously your 1% back on it doesn't make up for it.

Bill

 

[gopunk]

Originally posted by: RossMAN
Personally I like the Chase Perfect Card because:

1) 6% rebate on gas purchases within first 90 days
2) 3% rebate on gas purchases after the first 90 days
3) 1% rebate on all other purchases
4) Rebates are credited directly back to your cc every month when your statement prints
5) FREE VISA extended warranty coverage (not all VISA's offer this but Chase Perfect Card does)
6) No annual fee the first year, no annual fee after that as long as you make 9 purchases a year.

Also read this awesome thread.

thanks! i got approved 🙂

 

[RossMAN]

Originally posted by: gopunk

Originally posted by: RossMAN
Personally I like the Chase Perfect Card because:

1) 6% rebate on gas purchases within first 90 days
2) 3% rebate on gas purchases after the first 90 days
3) 1% rebate on all other purchases
4) Rebates are credited directly back to your cc every month when your statement prints
5) FREE VISA extended warranty coverage (not all VISA's offer this but Chase Perfect Card does)
6) No annual fee the first year, no annual fee after that as long as you make 9 purchases a year.

Also read this awesome thread.

thanks! i got approved 🙂

Bad news, if you had applied on 9/27 or before you could have received $25 FREE bonus 🙁

Congrats though on being approved, what's your credit line?

 

[aphex]

I like my Blue Cash cause there is no way in hell i'll ever quality for the 5% cash back 😀

 

[gopunk]

Originally posted by: RossMAN

Originally posted by: gopunk

Originally posted by: RossMAN
Personally I like the Chase Perfect Card because:

1) 6% rebate on gas purchases within first 90 days
2) 3% rebate on gas purchases after the first 90 days
3) 1% rebate on all other purchases
4) Rebates are credited directly back to your cc every month when your statement prints
5) FREE VISA extended warranty coverage (not all VISA's offer this but Chase Perfect Card does)
6) No annual fee the first year, no annual fee after that as long as you make 9 purchases a year.

Also read this awesome thread.

thanks! i got approved 🙂

Bad news, if you had applied on 9/27 or before you could have received $25 FREE bonus 🙁

Congrats though on being approved, what's your credit line?

$1500.... more then enough for a poor college student

i applied on the 26 🙁 oh well i'm just happy i can finally get a discount on chevron gas 🙂