What interest rate are you getting on your checking, savings, and/or money order account(s)?

[rnmcd]

I need to find somewhere with a higher interest rate for my $.

I have an e*trade money market plus account and it pays 2.33% interest.

Does anyone know of anyplace that will offer more?

Thanks.

P.S. My e*trade checking account pays about 0.40%........arghhh

 

[CallTheFBI]

I think ING savings accounts offer 3%. Really though if you want a higher percent return on your money you shouldn't be looking at savings accounts. You will be barely keeping up with inflation. I suggest you look into some mutual funds or maybe bonds.

 

[rnmcd]

^

 

[Lithium381]

i'm getting about .4% on my savings account, that's like a whole buck a month

 

[MichaelD]

"Interest?" What is this, "interest" you speak of?

I do believe you have to actually have what is known as a "BALANCE" in your accounts to gain this "interest." I have no such "balance."

 

[jadinolf]

Originally posted by: CallTheFBI
I think ING savings accounts offer 3%. Really though if you want a higher percent return on your money you shouldn't be looking at savings accounts. You will be barely keeping up with inflation. I suggest you look into some mutual funds or maybe bonds.

I just got an invitation from ING. They seem to be now offering 2.01%. Same as WAMU.

 

[Orsorum]

2.3%, last time I checked.

 

[Pepsi90919]

2.75

 

[Orsorum]

Originally posted by: Pepsi90919
2.75

Where?

 

[Orsorum]

Originally posted by: Zakath15

Originally posted by: Pepsi90919
2.75

Where?

 

[Squisher]

2.96%(3.00% yield) at Presidential Bank with their internet checking.


$1500 initial deposit, $1000 minimum thereafter, at least $200 direct deposited per month.




EDIT: they've changed their requirements

 

[DaveSimmons]

Originally posted by: Zakath15

Originally posted by: Pepsi90919
2.75

Where?

Probably nowhere, Pepsi90919 hasn't checked his rate in awhile. I notice eTradeBank dropped my rates again this month. Since I don't carry a CC balance I really miss the good old days of 6% APY 🙁 .

 

[DaveSimmons]

Originally posted by: Squisher
2.96%(3.01% yield) at Presidential Bank with their internet checking.
$1500 initial deposit, $1000 minimum thereafter, at least 2 direct deposits a month.

Be careful of the fine print, their 3% promo is a lie:

Unlimited Checking pays a 3.00% APY on balances up to $25,000, 1.75% APY on balances in excess of $25,000.* Account includes free checks and free billpayer.

Looks sleazy to me. eTrade has a straightforward new-account bonus not a scam teaser rate.

 

[Squisher]

Originally posted by: DaveSimmons

Originally posted by: Squisher
2.96%(3.01% yield) at Presidential Bank with their internet checking.
$1500 initial deposit, $1000 minimum thereafter, at least 2 direct deposits a month.

Be careful of the fine print, their 3% promo is a lie:

Unlimited Checking pays a 3.00% APY on balances up to $25,000, 1.75% APY on balances in excess of $25,000.* Account includes free checks and free billpayer.

Looks sleazy to me. eTrade has a straightforward new-account bonus not a scam teaser rate.

I've been getting this rate for a year, at least.

Most internet checking accounts reduce rate after a certain balance ceiling.

 

[rnmcd]

^

 

[boyRacer]

2.3 seems to be the best i could find... anywhere. 🙁

 

[RossMAN]

INGDirect.com 2.30% savings account, no monthly fees, new customers deposit $1 and get a FREE $50 bonus (PM me for details).

My local credit union is paying
under $2,499 - 1.60%
$2,500 or more - 2.00%
$25,000 or more - 2.30%
$50,000 or more - 2.60%

 

[Yossarian]

put it this way, they're all higher than what my 401k did last year 🙁 🙁 🙁