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What happens if you issue a big bad check?

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Originally posted by: 1YellowPeril
Ouch--bad check to a collection agency--I'd hate to see your credit report.

The obvious thing is to try to pay what you owe ASAP, or arrange for installment payments. Also--DON"T FORGET THAT YOU CAN NEGOTIATE THE AMOUNT! The collection agency buys the debt from the original creditor, so you no longer owe that creditor. The collection agency can still make a profit even if they don't collect the entire amount.
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And do it in writing, and KEEP COPIES OF EVERYTHING.
 
Originally posted by: FlyPenFly
It was for OSI collections which went there because of a bad credit card
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Wow, dude... no offense, but you need to get your finances in order and stop making excuses...
 
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