What do I look for when selecting a credit card?

[mylifeforaiur]

So I'm eligible for a variety of student credit cards, but does it matter which one pick? Does anyone have any recommendations?

 

[RossMAN]

Whichever has the best rewards/perks.

Points, cash back rebates, etc.

 

[KK]

are you going to pay them off monthly, that'd be the smartest thing to do, but too often it's not done that way. Look for one with a low APR, no annual fees, and award points if possible.

 

[mylifeforaiur]

Yes I will pay them off monthly. So no annual fees, and award points used to buy stuff like plane tickets?

 

[ttown]

...and after you get about 10years of credit experience, go to FW forums and check out the finance category for a post that says "app-o-rama" by user jairocon.

He's basically floating lots of debt between credit lines, all the while taking every perk imaginable.

Not for the faint-hearted

 

[Jawo]

Originally posted by: ttown
...and after you get about 10years of credit experience, go to FW forums and check out the finance category for a post that says "app-o-rama" by user jairocon.

He's basically floating lots of debt between credit lines, all the while taking every perk imaginable.

Not for the faint-hearted

Whoa...I know that RossMAN had a good comparison site, but havent heard about the one you mention.

 

[RossMAN]

Originally posted by: Jawo
<div class="FTQUOTE"><begin quote>Originally posted by: ttown
...and after you get about 10years of credit experience, go to FW forums and check out the finance category for a post that says "app-o-rama" by user jairocon.

He's basically floating lots of debt between credit lines, all the while taking every perk imaginable.

Not for the faint-hearted</end quote></div>

Whoa...I know that RossMAN had a good comparison site, but havent heard about the one you mention.

http://www.fatwallet.com/forum...tid=52&threadid=612417

http://www.fatwallet.com/forum...tid=52&threadid=743877

 

[jagec]

Originally posted by: RossMAN

http://www.fatwallet.com/forum...tid=52&threadid=612417

http://www.fatwallet.com/forum...tid=52&threadid=743877

Scary. Is he trying to maximize his rewards, or just get as high a total credit limit as possible, run them all up to max, and disappear in the Bahamas?

 

[mylifeforaiur]

ok, I think im just going to open one with BofA since I already have a checking account with them lol. I don't spend much as a college student so all the rewards don't really matter.

 

[RossMAN]

Originally posted by: mylifeforaiur
ok, I think im just going to open one with BofA since I already have a checking account with them lol. I don't spend much as a college student so all the rewards don't really matter.

Good choice but which credit card?

Regular unsecured
Student credit card
Secured credit card

 

[dartworth]

I prefer the one with the coolest looking graphics on it...those clear CC are really cool too...

 

[mylifeforaiur]

Originally posted by: RossMAN
<div class="FTQUOTE"><begin quote>Originally posted by: mylifeforaiur
ok, I think im just going to open one with BofA since I already have a checking account with them lol. I don't spend much as a college student so all the rewards don't really matter.</end quote></div>

Good choice but which credit card?

Regular unsecured
Student credit card
Secured credit card

I was thinking the student one. I get internships every now and then, so I don't have a steady source of income. I don't think I'd qualify for anything else.