what dick....

Gibson486

Lifer
Aug 9, 2000
18,378
2
0
-her parents are trying to refinance home.
-her mother consigned $12k loan freshman year. It was the only loaned that was cosigned.
-debt ratio is kind of big
-finance guy at bank is telling my gf to put loan on forbearence to prove she is in control of the account. Thsi will lower debt ratio (how?)
-appearently, making interest payments on loan is not proof of loan control.
-guy at bank proceeds to tell my gf that her mother is stupid for cosigning her loan and that my gf is not responsible because she needed a cosigner.
-I give big, WTF?

That's all. I just think it was kind of rude for the bank person to talk trash like that. Very unprofessional.
 

FP

Diamond Member
Feb 24, 2005
4,568
0
0
What is your girlfriend doing talking to the loan officer on your parents refi?

Oh and why did she get a school loan from a bank? Usually they have some of the worst terms when compared to Federal loans.
 

Gibson486

Lifer
Aug 9, 2000
18,378
2
0
Originally posted by: binister
What is your girlfriend doing talking to the loan officer on your parents refi?

Oh and why did she get a school loan from a bank? Usually they have some of the worst terms when compared to Federal loans.

loan is from Sallie Mae
 

Jumpem

Lifer
Sep 21, 2000
10,757
3
81
The guy at the bank is a prick. It is close to impossible for a fresh out of high school student to get a student loan without a cosigner.
 

Nerva

Platinum Member
Jul 26, 2005
2,784
0
0
commercial bankers for the lose. they are like that though. they tried to convince a friend of mine in med school to open a roth ira. she's 23, no visible income. yeah right, roth my ass.
 

tfinch2

Lifer
Feb 3, 2004
22,114
1
0
Originally posted by: 3cho
commercial bankers for the lose. they are like that though. they tried to convince a friend of mine in med school to open a roth ira. she's 23, no visible income. yeah right, roth my ass.

:confused:
 

AnyMal

Lifer
Nov 21, 2001
15,780
0
76
Originally posted by: 3cho
commercial bankers for the lose. they are like that though. they tried to convince a friend of mine in med school to open a roth ira. she's 23, no visible income. yeah right, roth my ass.

Seems like a sound advice to me. Do you even know what Roth IRA is?
 

randay

Lifer
May 30, 2006
11,018
216
106
Originally posted by: AnyMal
Originally posted by: 3cho
commercial bankers for the lose. they are like that though. they tried to convince a friend of mine in med school to open a roth ira. she's 23, no visible income. yeah right, roth my ass.

Seems like a sound advice to me. Do you even know what Roth IRA is?

rofl doesnt sound like it.
 

imported_Baloo

Golden Member
Feb 2, 2006
1,782
0
0
So you were there and heard this firsthand, is is this somebody's retelling of the tale, highly paraphrased?
 

Gibson486

Lifer
Aug 9, 2000
18,378
2
0
Originally posted by: Baloo
So you were there and heard this firsthand, is is this somebody's retelling of the tale, highly paraphrased?

It was on speaker phone.....so yeah, I heard it.
 

dquan97

Lifer
Jul 9, 2002
12,010
3
0
Originally posted by: 3cho
commercial bankers for the lose. they are like that though. they tried to convince a friend of mine in med school to open a roth ira. she's 23, no visible income. yeah right, roth my ass.

It might still be a good idea...she might be able to sock away some $ doing odd jobs.
 

Drako

Lifer
Jun 9, 2007
10,697
161
106
Originally posted by: DivideBYZero
I heard the Dong is doing well right now. Maybe you could get your GF interested in the Dong?

The dong is rising.

 

RichieZ

Diamond Member
Jun 1, 2000
6,551
40
91
Originally posted by: randay
Originally posted by: AnyMal
Originally posted by: 3cho
commercial bankers for the lose. they are like that though. they tried to convince a friend of mine in med school to open a roth ira. she's 23, no visible income. yeah right, roth my ass.

Seems like a sound advice to me. Do you even know what Roth IRA is?

rofl doesnt sound like it.

uh you know you can't put money into a Roth IRA unless you have verifiable income. You can only put earned income into it, so if she has no visible income she can't put any money into it
 

akshatp

Diamond Member
Oct 15, 1999
8,349
0
76
You fail at teh Engrish.

I'm sure your math/finance skills are not far behind...
 

Nerva

Platinum Member
Jul 26, 2005
2,784
0
0
Originally posted by: RichieZ
Originally posted by: randay
Originally posted by: AnyMal
Originally posted by: 3cho
commercial bankers for the lose. they are like that though. they tried to convince a friend of mine in med school to open a roth ira. she's 23, no visible income. yeah right, roth my ass.

Seems like a sound advice to me. Do you even know what Roth IRA is?

rofl doesnt sound like it.

uh you know you can't put money into a Roth IRA unless you have verifiable income. You can only put earned income into it, so if she has no visible income she can't put any money into it

thank you richiez

you can have the account, but you need money to put in it. a girl going straight from undergrad to med school has nothing but debt. read between the f'ing lines. also, i probably know more about these things than you...