What credit cards to apply for?

[amdforever2]

I turned 18 on September 12th, and my Equifax credit score is 684.

I'm wondering what if any major credit cards I should apply for?

With this score, can I just wait for the preapprovals to come in, or will I need to seek credit?

 

[erub]

Are you in college? If not your going to have a harder time getting a card..once your in college, you are a shoe-in for any student card, and some non-student ones..

 

[Nocturnal]

Get a secured Visa or MasterCard. That way you can guarantee get it without having to apply. Most banks will allow you to put down say, $100.00 and you get a $500.00 credit limit. Starting out with a secured card is really good. Don't FUBAR your credit because it means a lot and will come back to haunt you in the long run. Good luck. I'm sure RossMan will be here shortly to greet you as wel.

 

[loup garou]

Blue for Students.

 

[AgaBoogaBoo]

Originally posted by: Nocturnal
Get a secured Visa or MasterCard. That way you can guarantee get it without having to apply. Most banks will allow you to put down say, $100.00 and you get a $500.00 credit limit. Starting out with a secured card is really good. Don't FUBAR your credit because it means a lot and will come back to haunt you in the long run. Good luck. I'm sure RossMan will be here shortly to greet you as wel.

Yup, Rossman will be here soon enough to guide you, hehe

 

[amdforever2]

I'm just a high school student, but I'm not attending this semester.

Can I get a student card?

 

[Excelsior]

Originally posted by: AgaBooga

Originally posted by: Nocturnal
Get a secured Visa or MasterCard. That way you can guarantee get it without having to apply. Most banks will allow you to put down say, $100.00 and you get a $500.00 credit limit. Starting out with a secured card is really good. Don't FUBAR your credit because it means a lot and will come back to haunt you in the long run. Good luck. I'm sure RossMan will be here shortly to greet you as wel.

Yup, Rossman will be here soon enough to guide you, hehe

Aye. Yay Rossman!.

 

[cliftonite]

Originally posted by: werk
Blue for Students.

 

[amdforever2]

Isn't Blue for Students just for COLLEGE students?

 

[RossMAN]

LOL

 

[KokomoGST]

Originally posted by: cliftonite

Originally posted by: werk
Blue for Students.

Might as well try... I applied for Blue for Students at the end of my college life and got the real deal Blue. I RUB it... pretty much the only card I use if I have a choice.

 

[amdforever2]

Any other suggestions?

I don't wanna take an inquiry if I know there's not going to be a benefit.