What car dealerships currently have 0% interest/financing?

[nitsuj3580]

anyone know of hand? thanks!

 

[thawolfman]

Is Mitsubishi still doing 1 year no payments, no interest for life?

 

[vi edit]

Plug in your zip code

 

[ElFenix]

who cares, its a scam anyway.

 

[ZeBorgCollective]

All Ford and GM dealerships for sure at the moment, can do 0% financing, through Ford or GM credit branches, if you have the credit of Jesus.

 

[PsychoAndy]

Dealers dont offer 0%. They dont finance. Manufacturer owned finance companies write the paper. You can usually find what promotions are running (0, 1.9, 2.9, 3.9 et al) from the mfr website.

Dont buy a car on the sole basis of 0% financing. Find a cars you like FIRST and then work it from there. Horse before cart.

-PAB

 

[vi edit]

To sort of follow up with Andy, keep in mind that there's a reason why car manf. offer 0% - they can't move cars. There is usually a reason behind that as well.

Just about any new Ford/GM/Dodge vehicle that you buy, will automatically loose 25% of it's value the second you drive it off the lot after a purchase.

If you need a newer car, and were looking at a Ford/GM/Dodge vehicle anyway, look at a year or two old vehicle of the same model. You'll save litterally THOUSANDS of dollars, and with interest rates as low as they are right now, you can get very, very good financing through a bank or a credit union.

Buying new is a foolish proposition, especially on a heavily depriciating domestic model.

 

[freebee]

Do you wanna marry a a girl thats been used?...no....same goes for owning a used car. I mean, all the equipement probably works fine and the interior smells nice and everything, and the exterior may be free from dents and what not....but the whole atmosphere just aint right.

 

[PsychoAndy]

Originally posted by: freebee
Do you wanna marry a a girl thats been used?...no....same goes for owning a used car. I mean, all the equipement probably works fine and the interior smells nice and everything, and the exterior may be free from dents and what not....but the whole atmosphere just aint right.

What the hell have you been smoking?

Just about any reasonably maintained car is suitable for everyday use.

-PAB

P.S. vi is right. GM, Ford and Chryslers depreciate to the tune of 30% instantly. Look at 1999 or 2000 model years with decent mileage and you can usually save a bundle.

Buying new is a luxury. Let someone else eat the depreciation if you can. When i was young and stupid (read 12) I wanted a new car. When I realized that 2-3 years can mean well over 2-3 thousand buchs, that changed everything,

 

[vi edit]

Originally posted by: freebee
Do you wanna marry a a girl thats been used?...no....same goes for owning a used car. I mean, all the equipement probably works fine and the interior smells nice and everything, and the exterior may be free from dents and what not....but the whole atmosphere just aint right.

Virgins are overated

I bought my Passat used. I'd bet money that somebody couldn't tell the difference between my 2 year old used car, and a brand new one of the same body style. It was MINT. As a result of buying used, I let somebody rent the car for 35k miles, and at a cost of nearly $8,000.

If you want that new car smell, buy an air freshener.

 

[freebee]

OK, fine....used cars (well-maintained ones) may be acceptable buys. But don't knock the virgins...they are a precious commodity this day and age.

 

[StageLeft]

Mitsubishi is...it's actually quite tempting but when it really comes down to it I'd still rather have an altima and as others mentioned there is normally a reason they're doing this - because they need to to sell. On the other hand you can save a crapload of money if you were going to otherwise finance over a long period of time.

Toyota right now has a pretty low rate like 3.9% over 36 months or something on a new camry. Not 0% but you get a sweet car with a good low rate.

 

[RU482]

What car dealerships currently have 0% interest/financing?

Turn on the radio or TV, you'll be bombarded with advertisements about 0%

 

[RU482]

Originally posted by: freebee
OK, fine....used cars (well-maintained ones) may be acceptable buys. But don't knock the virgins...they are a precious commodity this day and age.

Sure, but the know how to "work that thang"?? nah

 

[vi edit]

Originally posted by: freebee
OK, fine....used cars (well-maintained ones) may be acceptable buys. But don't knock the virgins...they are a precious commodity this day and age.

With "previously driven" you can slam it hard from the start and they don't complain. With "fresh", you gotta be gentle for quite a while before they get broke in.

 

[matsuhisa]

i hope infiniti does the 0% financing... i wanna g35 sport coupe.

 

[d33pt]

Originally posted by: vi_edit

Originally posted by: freebee
OK, fine....used cars (well-maintained ones) may be acceptable buys. But don't knock the virgins...they are a precious commodity this day and age.

With "previously driven" you can slam it hard from the start and they don't complain. With "fresh", you gotta be gentle for quite a while before they get broke in.

well that is assuming that the previous owner broke it in properly.. if not then you got a car that was "slammed hard from the start"

 

[Vette73]

It is not a good idea to get a car one year old somtimes. When my Mom decided on a Camaro after test driving just about every car in Wilmington. They looked at one that was a year old. But if you take into account the higher % rate and lose of warrenty miles, it still was CHEAPER to get the new camaro. So her last 2 cars have been NEW Camaros. I think there was 2.5% difference between the New and one year old F-Body. That and the cash back money on the NEW car also helped.

But I think GM has 0.0% rate and even some money back on some cars. GM is the only car maker that has turned in better sales rates than any other car companey right now. And their profits are even up in the economy.

But find 2 or 3 cars you really like and can live with, and then start crunhing the numbers. Find out what the dealer will do, then find out what the car maker will do.

 

[HiveMaster]

You might get 0%....if you have the kinda money laying around that you could pay cash for the car. If your last name isn't "millionaire" then don't even think about trying for it.

 

[PsychoAndy]

ATOT: The only place where used car buying somehow relates to virginity.

Sad. Funny, but sad.

-PAB

 

[T2T III]

who cares, its a scam anyway.

Yes, you are partially correct. A few years back when financing rates were higher, you could get the dealer to come down further on the price. However, now with the 0% financing, the dealers are less reluctant to drop their prices. There's basically a collusion between the manufacturer and the dealer to ensure the purchaser doesn't get the price down too far and then top it off with 0% financing. The consumer is going to pay one way or another - either they'll get the car for a better price and pay a higher interest rate, or they'll get the cheap interest rate, but the car price will be higher.

Personally, I'd look for close-out specials on the 2002 models and go for the best price. You can find new car financing for as low as 5.49% at PeopleFirst.com. In my situation, I found a 2002 Mazda Millenia where the sticker price was close to $29K. I paid $20,700 (including dest. fee) + taxes and tags and then the dealership beat the financing rate provided by PeopleFirst.Com (5.49%) by offering me 4.99% financing for 60 mos. through Chase. I'd rather get $8,000 off of the MSRP price of the vehicle and pay $2,800 in interest than pay nearly the full MSRP price of the car just to get 0% financing. Just my .02.