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what area(s) is your 401k invested in

Current 401k:
- some second-rate funds offered by PayChex -

Rollover at Schwab, where I get to choose my funds:
VFINX - S&P 500 index fund (Vanguard)
VEURX - European index fund (Vanguard)
RYLPX - small-cap value fund (Royce)
 
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