What are the rankings of various credit cards?

[BamBam215]

From lowest to highest, what is the ranking between the different credit cards? And are there any other differences besides a higher maximum credit limit?

 

[Kelvrick]

Black > Platinum > Gold > Regular

The others are in there somewhere, but i don't know them.

 

[BamBam215]

there's a black? never heard of that.

 

[Kelvrick]

Originally posted by: BamBam215
there's a black? never heard of that.

Google for american express black.

 

[RossMAN]

Amex Centurion (Black) > Signature > Platinum > Gold > Classic > Secured

 

[BamBam215]

where does diamond fit? and a friend said he has titanium although i've never seen one.

 

[RossMAN]

I would say Diamond and Titanium are below Amex Centurion but above Signature and Platinum.

Read more about the Amex Centurion (Black)
http://forums.anandtech.com/messageview.cfm?catid=38&threadid=1276245&arctab=arc

http://forums.anandtech.com/messageview.cfm?catid=38&threadid=779756&arctab=arc

http://forums.anandtech.com/messageview.cfm?catid=38&threadid=761241&arctab=arc

 

[nageov3t]

not that rankings mean much anymore... CC companies seem to plaster "platinum card" onto everything.

 

[BamBam215]

well i got an offer for a mastercard diamond. i want to know if it's worthwhile to get it and cancel my platinum mastercard.

 

[nageov3t]

Originally posted by: BamBam215
well i got an offer for a mastercard diamond. i want to know if it's worthwhile to get it and cancel my platinum mastercard.

compare intrest rates and credit limits.

 

[RossMAN]

Originally posted by: BamBam215
well i got an offer for a mastercard diamond. i want to know if it's worthwhile to get it and cancel my platinum mastercard.

That's pathetic considering a cc based on it's "bragging rights".

Look at the annual fee, purchase APR, promotional APR, balance transfer offers, and most importantly PERKS.

 

[BamBam215]

it's not really for bragging rights. i just want to know which one is better to hold in the long run. the diamond comes w/ better perks but down the road, i dont want a CC that will give me a crappy maximum credit limit.

 

[psiu]

Yeah, I don't think platinum means much anymore....I've all 3 of mine are Platinum. That's what they give everyone now, I think.

And as far as the limit, 2 of those are $300. Not very platinumish of you ask me.

 

[mugs]

Originally posted by: BamBam215
well i got an offer for a mastercard diamond. i want to know if it's worthwhile to get it and cancel my platinum mastercard.

If you don't have any credit cards older than that Mastercard, don't cancel it, as it would probably be the longest continuously open account on your credit report.

All but one of my cards are "platinum," it means nothing.