I just stumbled on this yesterday. You put all of your usernames and passwords for different institutions (I have Wells Fargo, ING Direct, Chase as my banks) and your credit cards (I have an MBNA and an AMEX) and it automatically gets the information from their websites. You can do all sorts of other fun stuff besides banks and credit cards, 401ks, mortgages, basically anything that's online. Each night they pull the information from the other institution and give you your balance there - one side has my total assets, and the other side has my total liabilities. And then they have a quick login button that links you to that instituions page if you actually wanna do something. Saves you from having to log into 5 different accounts. Do any other banks offer this service?