i think this deal by citibank said that you needed a minimum of 1500, but in order to escape their monthly fees, you have to have a fat minimum balance... doesn't seem that worth it after all that. plus, you have to keep your money in there for a good amount of time (about six or so months?)... blah, i think i'm out. if you guys are going in on it, remember to check out the fine print so you don't get jacked later! =)