Was at some hair place waiting to get haircut, must've slouched back in seat, wallet fell out of back pocket, went back later to get it, was gone. Inside was credit card/atm card (already called to cancel/block), school id, the usual, but what really concerns me is that my drivers license and social security card were in there, i can deal with the loss of cash, and i can get new cards, but how do i protect myself from possible identity theft/fraud now that someone has my license and ss card, address, etc?
Wallet lost/stolen, cc/ss card/etc, got some questions
- Thread starter Sheepathon
- Start date
I never got why people have the card that says their social security # on it. That just makes identity theft easier. I just remember my number.
azazyel
Diamond Member
- Oct 6, 2000
- 5,872
- 1
- 81
Got this email a while ago..
WHAT TO DO
>IF YOU LOSE YOUR PURSE OR WALLET:
>>> >>
>>> >> We've all heard horror stories about fraud that's
>>> >> committed using your name, address, SSN#, credit, etc.
>>> >> Unfortunately I (author of this piece) have firsthand
>>> >> knowledge, because my wallet was stolen last month and
>>> >> within a week the thieve(s) ordered an expensive
>>> >> monthly cell phone package, applied for a VISA credit
>>> >> card, had a credit line approved to buy a Gateway
>>> >> computer, received a PIN number from DMV to change my
>>> >> driving record information online, and more.
>>> >>
>>> >> But here's some critical information to limit the
>>> >> damage in case this happens to you or someone you
>>> >> know. As everyone always advises, cancel your credit
>>> >> cards immediately, but the key is having the toll free
>>> >> numbers and your card numbers handy so you know who to
>>> >> call. Keep those where you can find them easily
>>> >> (having to hunt for them is additional stress you
>>> >> WON'T need at that point!). On a personal note, I
>>> >> remember loosing a MC and until I got the toll free
>>> >> number from information, etc. I was a wreck.
>>> >>
>>> >> File a police report immediately in the jurisdiction
>>> >> where it was stolen, this proves to credit providers
>>> >> you were diligent, and is a first step toward an
>>> >> investigation (if there ever is one).
>>> >>
>>> >> But here's what is perhaps most important: I never
>>> >> ever thought to do this. Call the three national
>>> >> credit reporting organizations immediately to place a
>>> >> fraud alert on your name and SSN#. I had never heard
>>> >> of doing that until advised by a bank that called to
>>> >> tell me an application for credit was made over the
>>> >> Internet in my name. The alert means any company that
>>> >> checks your credit knows your information was stolen
>>> >> and they have to contact you by phone to authorize new
>>> >> credit.
>>> >>
>>> >> By the time I was advised to do this - almost 2 weeks
>>> >> after the theft all the damage had been done (there
>>> >> are records of all the credit checks initiated by the
>>> >> thieves' purchases, none of which I knew about before
>>> >> placing the alert). Since then, no additional damage
>>> >> has been done, and the thieves threw my wallet away
>>> >> this weekend (someone turned it in). It seems to have
>>> >> stopped them in their tracks.
>>> >>
>>> >> The numbers are:
>>> >> Equifax 1-800 525-6285
>>> >> Experian (formerly TRW) 1-800-301-7195
>>> >> Trans Union 1-800-680-7289
>>> >> Social Security Administration also has a fraud line
>>> >> at 1-800-269-0271
WHAT TO DO
>IF YOU LOSE YOUR PURSE OR WALLET:
>>> >>
>>> >> We've all heard horror stories about fraud that's
>>> >> committed using your name, address, SSN#, credit, etc.
>>> >> Unfortunately I (author of this piece) have firsthand
>>> >> knowledge, because my wallet was stolen last month and
>>> >> within a week the thieve(s) ordered an expensive
>>> >> monthly cell phone package, applied for a VISA credit
>>> >> card, had a credit line approved to buy a Gateway
>>> >> computer, received a PIN number from DMV to change my
>>> >> driving record information online, and more.
>>> >>
>>> >> But here's some critical information to limit the
>>> >> damage in case this happens to you or someone you
>>> >> know. As everyone always advises, cancel your credit
>>> >> cards immediately, but the key is having the toll free
>>> >> numbers and your card numbers handy so you know who to
>>> >> call. Keep those where you can find them easily
>>> >> (having to hunt for them is additional stress you
>>> >> WON'T need at that point!). On a personal note, I
>>> >> remember loosing a MC and until I got the toll free
>>> >> number from information, etc. I was a wreck.
>>> >>
>>> >> File a police report immediately in the jurisdiction
>>> >> where it was stolen, this proves to credit providers
>>> >> you were diligent, and is a first step toward an
>>> >> investigation (if there ever is one).
>>> >>
>>> >> But here's what is perhaps most important: I never
>>> >> ever thought to do this. Call the three national
>>> >> credit reporting organizations immediately to place a
>>> >> fraud alert on your name and SSN#. I had never heard
>>> >> of doing that until advised by a bank that called to
>>> >> tell me an application for credit was made over the
>>> >> Internet in my name. The alert means any company that
>>> >> checks your credit knows your information was stolen
>>> >> and they have to contact you by phone to authorize new
>>> >> credit.
>>> >>
>>> >> By the time I was advised to do this - almost 2 weeks
>>> >> after the theft all the damage had been done (there
>>> >> are records of all the credit checks initiated by the
>>> >> thieves' purchases, none of which I knew about before
>>> >> placing the alert). Since then, no additional damage
>>> >> has been done, and the thieves threw my wallet away
>>> >> this weekend (someone turned it in). It seems to have
>>> >> stopped them in their tracks.
>>> >>
>>> >> The numbers are:
>>> >> Equifax 1-800 525-6285
>>> >> Experian (formerly TRW) 1-800-301-7195
>>> >> Trans Union 1-800-680-7289
>>> >> Social Security Administration also has a fraud line
>>> >> at 1-800-269-0271
OrByte
Diamond Member
- Jul 21, 2000
- 9,303
- 144
- 106
call all three (or is it 4?) credit bureaus and report that your SS# and ID information was stolen from you.
Use this link
good luck!
Use this link
good luck!
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