"Did you actually goto school for this stuff or did you just go about it at your own pace by picking up the software just playing with it?"
They didn't
have any school for this stuff when I started
Not ever going to get a job at ILM or anything, I'm nowhere near that good(I lack the required natural talent, by quite a bit I might add

), but you might be surprised how simple most of the sh!t is people pay you to do
"Yeah i always like figured since the V5 is working with 2 chips that it would be powerful enough to rock in 3D apps with FSAA 2x to get better visuals out of it."
Well, you don't really want FSAA the majority of the time when working. You lose accuracy in your texture maps, and wireframe can be headache enducing with it enabled. That said, certain applications(tS for instance) has built in L&EAA that you can enable to get rid of most of the jaggies at least. For your final render, your vid card isn't involved with any of the above so no big deal there either.
"But every title you listed i am going to pick up after i do my taxes."
You might want to dl the demo for tS at least, the appropriate one for the version you are looking to get would be best. Bryce and Poser combined will likely cost you quite a bit less then tS alone, so you may want to see if it is what you are looking for. Coming from S3D and moving to tS 4.x there is one thing you may not like, there is no 4up view. You can only chose one at a time or their regular 3D perspective window. Most people who move from an app with 4up have quite a bit of trouble adjusting to it(he!!, I never did like not having it). tS 5 does include it as an option, but that is a $300 upgrade from tS4.x(~$800 full version).
You can still download the ts 4 demo
at the bottom of this page, you might want to check it and ts5 out to see if it worth the difference in price for you. In all honesty, I have found that starting off with earlier versions of software is almost always better. They tend to be simpler and cheaper and help give you a good idea if you want to move up to the more recent, powerful, expensive offerings.
I'm not sure where to even look for Bryce or Poser demos anymore, but I know that at least Bryce did have a demo at one point that you could download(I think it was restricted in saving if I recall correctly).
"cause i can't afford to pay for this sheeeet!"
Try an Onyx2 workstation with Maya, talking in the $40,000 range

And you can still go up from there:Q