Visa Black Card? What is this crap?

krunchykrome

Lifer
Dec 28, 2003
13,413
1
0
I got a credit card offer in the mail yesterday. When I opened the envelope, I pulled out a black insert saying "Black Card". I got really excited at first (first thought was AMEX centurion). Turns out it was for a Visa Black Card. The letter said it's available to only 1% of US households.....so what is that 3 million? lol The card is made out of carbon and the anual fee is $500.

What is this joke of a credit card?
 

kranky

Elite Member
Oct 9, 1999
21,019
156
106
It's purely a gimmick aimed at people who crave status and think a card like that will elevate theirs. It isn't any better than a run of the mill Visa Signature card, which aren't tough to get with no annual fee.
 

Jaepheth

Platinum Member
Apr 29, 2006
2,572
25
91
It tells retail stores you're loose and easy.

It's the latex miniskirt of credit cards.
 

CrackRabbit

Lifer
Mar 30, 2001
16,642
62
91
if it was a true black card, I would be excited (although there's no way I could afford the annual fee)

I was about to say the Evil Incarn.. I mean BoA Visa I have is better than this (other than the airport VIP thing) and I don't have to pay $495 a year for it.
 

Alone

Diamond Member
Nov 19, 2006
7,490
0
0
My brother had one with an income less than $60k. He got it because he worked for a bank but it's not that great of a card.
 

rockyct

Diamond Member
Jun 23, 2001
6,656
32
91
Depends where the wallet is kept :)
Well, it's got to be in his purse because his jeans probably don't even have pockets. The jeans are so tight, an outline of the pocket would be visible, so they just painted fake stitching on for effect.