btw, for local use, if you're not travelin everywhere... there's LOCAL ISP's... which if you do your research, will run ~10-15 usually.. yes, usually on a 1-3 yr contract as well... all prepaid... but if you're gunna do it for the year w/ MSN, go local.
Also, speakeasy (who supplies the DSL from covad to me) gives me an ISP account.. that's good almost nationwide i do believe.. tho i could be wrong... but it's a good deal in case ya need it.