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Vanguard STAR Fund

I was looking at that recently to put 2500 in, but i eventually decided on PRWCX, t. rowe price cap apprec. Worth a look, I thought it was a better fund.
 
I have the majority of my fund shares in S&P 500 funds (Vanguard VFINX and Schwab's equivalent) since I'm investing for the very long term (20+ years). I also have a chunk in an actively managed small-cap value fun (RYLPX) since it's one of the better no-load / no-transaction fee funds Schwab offers.

I'm thinking of adding a Vanguard foreign fund like VEIEX emerging markets index since I recently dumped my Janus Worldwide fund shares (the market timing was the last straw).
 
Originally posted by: Rumpltzer
Originally posted by: SuperTool
NBGEX > *
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Um... wow. I guess anyon who owned it during 2003 would be pretty happy.
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I've owned it for the last 4 years in my 401k. I have about 30K in it dollar cost averaging.
The impressive thing is not that it goes up when the market goes up. Any fund can do that. What's impressive is that it goes up or stays flat when the market is going down too, like it was in 2001 and 2002 🙂 When people were getting hammered, I was sitting pretty.

Maybe NBGNX is open to regular investors I think the NBGEX one is for institutions.
 
Originally posted by: CaptainKahuna
I'm looking for something to invest about $2000-$3000 in for about 4 years, and this Vanguard fund looks good. Any experiences? Does it look good? I'm new to investing, so I don't know much, some advice would be helpful.

Vanguard STAR Fund (VGSTX)
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how old are you? 20-30% of that fund is in bonds... kind of conservative if you're young.
 
Originally posted by: gopunk
how old are you? 20-30% of that fund is in bonds... kind of conservative if you're young.
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I'm a freshman in college, and I want to invest for 4-6 years and then take some of the money out to buy a house/get started on my own.
 
Originally posted by: CaptainKahuna
Originally posted by: gopunk
how old are you? 20-30% of that fund is in bonds... kind of conservative if you're young.
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I'm a freshman in college, and I want to invest for 4-6 years and then take some of the money out to buy a house/get started on my own.
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ok well if you're counting on the money for something important, then i guess some bonds would be a good idea... probably want to stay away from actively managed funds, too risky
 
Your timeframe is short enough that you should be looking at bond funds as your likely risk tollerance is very low if you are counting on the money in that timeframe. Investment councilers will tell you that if your time frame is anything less than 10 years you shouldn't be in stocks, although I don't agree with that I think you need to have a time frame exceeding 5 years minimum if you are going to put any money in stocks.

Keep in mind that recessions have lasted longer than 5 years in this country quite a few times in the past and being that we are in the middle of a recession right now and that with the dramatic increase in oil prices (oil is a huge inflationary pressure on the economy) that recession may keep going for an extended period of time you are much more at risk of having reduced capital instead of gains.

Don't get me wrong though, this is the time to be buying if you are buying long term.
 
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