don't forget heat,
my water and sewer are about $20 a month,
my electric and gas,to heat hot water,and for cooking stove avgs $100 per month,
my heat is extra,I have oil fired baseboard hot water heat.
thats prob an extra $75 per month if I avg it out over a year.
Roadrunner is $45 a month
Local phone service is about $40 a month
Mortgage is about $600 a month.
Then it costs for food,transportation to/from work,
etc.etc......