- Jul 19, 2001
- 38,572
- 2
- 91
Ok, i've been on the phone with BOA three times now, no one there can give me an answer so i thought i would try here...
When i use my BOA check card over here in England, i get hit with an additional charge every single time, ranging from $0.08 up to $1-$2.
When i first called before i left, i was told there is no charge for using my card over here (unlike the 2% Amex charges), unless i withdraw money from a bank other than Barclays.
These have been the explanations from BOA (all of which i have disproven)
#1. The charges are from Visa International, not BOA. I was told they have a 2% fixed charge when i use my card abroad. That would be fine (although i was told before i left i would be charged 0%), but the percentage has been as high as 10% on some the charges, ive yet to find one that is 2%. Sometimes its even 1%.
#2. The charges are corrections in the exchange rate. I.E. - When i purchase the item, it goes through at one rate, then at midnight it corrects based on the current exchange rate. Understandable, but i know for a fact that the dollar has not fallen EVERY DAY since i've been here. There should be a mix of credits and debits, there isnt, its always money being taken out of my account.
WTF is going on?
When i use my BOA check card over here in England, i get hit with an additional charge every single time, ranging from $0.08 up to $1-$2.
When i first called before i left, i was told there is no charge for using my card over here (unlike the 2% Amex charges), unless i withdraw money from a bank other than Barclays.
These have been the explanations from BOA (all of which i have disproven)
#1. The charges are from Visa International, not BOA. I was told they have a 2% fixed charge when i use my card abroad. That would be fine (although i was told before i left i would be charged 0%), but the percentage has been as high as 10% on some the charges, ive yet to find one that is 2%. Sometimes its even 1%.
#2. The charges are corrections in the exchange rate. I.E. - When i purchase the item, it goes through at one rate, then at midnight it corrects based on the current exchange rate. Understandable, but i know for a fact that the dollar has not fallen EVERY DAY since i've been here. There should be a mix of credits and debits, there isnt, its always money being taken out of my account.
WTF is going on?