Originally posted by: Zenmervolt
Neither of you.
Pre-ignition depends on engine load and temperature mainly. Additionally, modern cars with knock sensors can often (not always) retard timing enough that using regular fuel will not cause detonation even when premium is recommended by the manual. However, retarding timing decreases an engine's efficiency and power output. It's possible to lose 10% to 20% of an engine's power when running on regular (if the engine is supposed to run on premium) due to the effects of having the engine management retarding spark timing.
ZV