Use the banks money or use mine?

master_shake_

Diamond Member
May 22, 2012
6,425
292
121
looking to buy a vr headset (vive if you wondering)

it's over 1300 here after tax and shipping

would you use a credit card or pay out of pocket?
 

Uppsala9496

Diamond Member
Nov 2, 2001
5,272
19
81
I always use a cc and then just pay it off each month. Why not get the extra protection it affords?
 

PricklyPete

Lifer
Sep 17, 2002
14,582
162
106
The only reason not to use bank money is if you have no self control when it comes to debt.
 

DaveSimmons

Elite Member
Aug 12, 2001
40,730
670
126
I use a CC for the rewards and extra protection, then pay the full balance every month.

If you have the self-discipline to do that it's the best approach.
 
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Reactions: Capt Caveman

master_shake_

Diamond Member
May 22, 2012
6,425
292
121
i think i have rewards.

i was thinking the same thing. use the credit card.

thanks guys!
 

JSt0rm

Lifer
Sep 5, 2000
27,399
3,948
126
use a cc for points but why the fuck would you go into debt for such a stupid fucking thing?
 

RossMAN

Grand Nagus
Feb 24, 2000
79,031
438
136
Credit card FTW

Free 1 yr extended warranty
Rewards
Possible price match protection or free 90 day return policy
 

Red Squirrel

No Lifer
May 24, 2003
70,651
13,831
126
www.anyf.ca
Nothing wrong with using a credit card but just pay it off right away. I would not use credit (long term where you end up paying interest) for entertainment, keep credit for emergency. Save up, then buy it.