Jawo,
1. There is nothing wrong with your Windows and your USB Windows drivers. You proved that when you installed the PCI USB card and had it working.
2. I thought that the NVidia USB driver of your chipset was corrupted so I suggested reinstall NVidia drivers and Windows to be sure. They work together.
Since your reinstall did not solve the problem, then there are only 2 things left which could possibly caused your USB not to work:
a. Your Nvidia chipset, specifically your Northbridge chip
b. Your BIOS was corrupted for your USB only portion since everything is working.
Since it is relatively simple to flash the bios I would do it with the latest BIOS, version 5804 to verify that it is not the bios. Again, CHECK the BIOS settings. USB must be enabled. Disable RAID and serial port2 and so on if your are not using them
As I mentioned previously, RMA is your friend and you would need to proceed within the warranty/ exchange period.
