**updated** i stopped paying my bills

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alkemyst

No Lifer
Feb 13, 2001
83,769
19
81
First, if you are thinking of filing bankruptcy and prior to it loaded up on credit...you are pretty much screwed...in most states they can come in and even sell the magnets on your fridge today especially against opportunists.
 

SandEagle

Lifer
Aug 4, 2007
16,809
13
0
First, if you are thinking of filing bankruptcy and prior to it loaded up on credit...you are pretty much screwed...in most states they can come in and even sell the magnets on your fridge today especially against opportunists.

no, i dont want to file bkruptcy. i responded to your dumb post on the other thread. if i had a 6 months i may be ok. gotta do the unthinkable and get another job.

if i can find a 0% card to transfer to, i may just keep paying. will the cc company do any type of forebearance or drop me to 0% if i promise to pay it offf?
 

DAGTA

Diamond Member
Oct 9, 1999
8,172
1
0
no, i dont want to file bkruptcy. i responded to your dumb post on the other thread. if i had a 6 months i may be ok. gotta do the unthinkable and get another job.

if i can find a 0% card to transfer to, i may just keep paying. will the cc company do any type of forebearance or drop me to 0% if i promise to pay it offf?

You promised to pay it off when you activated the credit card. Activation and use means you agreed to the contract.
 

SandEagle

Lifer
Aug 4, 2007
16,809
13
0
You promised to pay it off when you activated the credit card. Activation and use means you agreed to the contract.

:\ banks screw us over all the time. they intentionally make the terms of agreement long and boring. i may have signed it without reading it.
 

Engineer

Elite Member
Oct 9, 1999
39,230
701
126
:\ banks screw us over all the time. they intentionally make the terms of agreement long and boring. i may have signed it without reading it.

So the bank screwed you over because the agreement was too long and boring for you to read?

Personal Responsibility......something for the other guy.:hmm:
 

foghorn67

Lifer
Jan 3, 2006
11,883
63
91
:\ banks screw us over all the time. they intentionally make the terms of agreement long and boring. i may have signed it without reading it.
I hope you are seriously trolling. Nobody can be that ignorant.
No wait, maybe that's why this country sucks now.
 

Dr. Zaus

Lifer
Oct 16, 2008
11,764
347
126
I'm in serous shit man.. i owe 3.6 tillion this year and i only make 2.1 trillion; my credit score is the best, but the wife won't let me barrow the pay the bills.

I asked my mom for advice... she said to get a second job?!

WTF? like invading Canada or demanding tribute from the parts of Europe I protect from the soviets?
 

Capt Caveman

Lifer
Jan 30, 2005
34,543
651
126
I'm in serous shit man.. i owe 3.6 tillion this year and i only make 2.1 trillion; my credit score is the best, but the wife won't let me barrow the pay the bills.

I asked my mom for advice... she said to get a second job?!

WTF? like invading Canada or demanding tribute from the parts of Europe I protect from the soviets?

Noob, just get a new credit card from Walmart to pay for your Netflix subscription.
 

SparkyJJO

Lifer
May 16, 2002
13,357
7
81
Purposely not paying your CC bills = theft basically.

Bought something with someone else's money, then not paying them for it.

Nice of you.

Enjoy your crap credit score and the creditors coming after you.
 

SandEagle

Lifer
Aug 4, 2007
16,809
13
0
...this coming from a raging anti-semite.

ah, the old tiresome antisemite attack. anti-israeli policy is not antisemitic. but its ok for you to talk trash about Palestinians and arabs, right? back your filthy mouth up with proof of antisemitic posts, you retarded shithead. people are wisening up to the whole antisemite tirade.
 

nick1985

Lifer
Dec 29, 2002
27,153
6
81
ah, the old tiresome antisemite attack. anti-israeli policy is not antisemitic. but its ok for you to talk trash about Palestinians and arabs, right? back your filthy mouth up with proof of antisemitic posts, you retarded shithead. people are wisening up to the whole antisemite tirade.

awwww is our little troll getting all worked up and pissed off?

:awe:

Eat shit
 

Svnla

Lifer
Nov 10, 2003
17,986
1,388
126
OP, if you are telling the truth then the consequences will be:

1. Bill collector(s) will start calling/contacting you at home and work.
2. Your credit score will be in the tank.
3. Your insurance may go up.
4. You will not be able to finance with good interest rate for car/home/any big ticket items.
5. You may not be able to get a job, especially if you apply for any positions in cash handling/finance.
....and on and on.
 

SandEagle

Lifer
Aug 4, 2007
16,809
13
0
OP, if you are telling the truth then the consequences will be:

1. Bill collector(s) will start calling/contacting you at home and work.
2. Your credit score will be in the tank.
3. Your insurance may go up.
4. You will not be able to finance with good interest rate for car/home/any big ticket items.
5. You may not be able to get a job, especially if you apply for any positions in cash handling/finance.
....and on and on.

hmm, i was not aware of the job and insurance angle. ffffffuuuu. i gotta find a 0% transfer quick. already late by a week
 

nonameo

Diamond Member
Mar 13, 2006
5,902
2
76
OP, if you are telling the truth then the consequences will be:

1. Bill collector(s) will start calling/contacting you at home and work.
2. Your credit score will be in the tank.
3. Your insurance may go up.
4. You will not be able to finance with good interest rate for car/home/any big ticket items.
5. You may not be able to get a job, especially if you apply for any positions in cash handling/finance.
....and on and on.

Sounds like a setup for a vicious cycle.

Lose job. Can't pay bills. Credit goes down. can't find job because of low credit score. Can't fix credit with no job... Lather rinse repeat.