*UPDATE* So I get 1 speeding ticket and...

[AMCRambler]

Sounds excessive to me. Then again how old are you? If you're 25 or younger then expect your rates to shoot way the hell up because you're in a high risk class. Your other option is to switch insurance companies. If this one is bend you over for something like this what will they do if you have to make a claim? Probably continue to treat you like dirt. Call your insurance agent and tell them about it and get some quotes from other companies.

 

[dabuddha]

Not really, no. However, when the crime is repeated ad nauseum and young adults continue to be the biggest hazard on the road bar none and you willingly join their ranks with a citation to prove it and then have the balls to sit here bitching about it, I'm much less likely to question said laws and more likely to point out that your ego has sent you over the line to be just another statistic, just more evidence that the law that's in place is doing some good.

I'd rather have you learn your lesson this way than continue to push the limits, take liberties, and eventually kill someone or yourself or something.

It's not that 20kph over the limit is some unholy crime against nature -it's the fact that you're young and egotistical enough to believe that laws, rules, and responsibility do not apply to you. That kind of attitude behind the wheel is fucking DEADLY. Better you learn it this way then paying someone's hospital or funeral bill -or everyone else's insurance rates going up because assholes just can't get it through their thick skull that rules are in place for a reason.

Yet again, you're failing to see that the OP never said it was wrong of him to speed, just that the punishment did not fit the "crime".

 

[Nik]

Welcome to youths behind the wheel. Besides, it doesn't matter what he SAYS, it matters what he DOES.

 

[JoeBleed]

You wade through a sea of morons during your commute.

While i can't say for sue, as i don't know where he got his ticket, but when i was driving in canada, every highway i got on the speed limit was 100km/h (62mph) Driving the speed limit i was always being passed. I settled on 115km/h and just let the others still pass me. They even had signs posting fines over the speed limit, The fine list didn't start until 120km/h (this is why i chose 115km/h)

highways i drove on, 20 and 30, and maybe a short bit on, i think, 40.

People here think 70mph is too slow for most highways here. try driving 62mph.

 

[manlymatt83]

I just don't drive

 

[dpodblood]

Part of the problem with youth is that they cannot see farther ahead than the nose on their face. The rate hike is to prevent you from being stupid in the future and is based on decades and decades and decades of stupid kids just like you behind the wheel.

Again; thanks for generalizing. Obviously you know everything about me and my driving habits simply because of my age and a single offence speeding ticket.

Can you tell me in all honesty that it is fair for someone to receive a greater punishment simply because of their age???

 

[Nik]

Again; thanks for generalizing. Obviously you know everything about me and my driving habits simply because of my age and a single offence speeding ticket.

Can you tell me in all honesty that it is fair for someone to receive a greater punishment simply because of their age???

Based on, what, 80 years of evidence? It's not that there's something magical about having a 1 in the 10's column or something. You're intentionally ignoring the point. The point is that YOUNG DRIVERS (which tends to be 16-25, followed by "new" drivers of any age, followed by elderly) have PROVEN themselves for decades to be the most dangerous thing on the road.

Yes it's fair.

 

[dpodblood]

While i can't say for sue, as i don't know where he got his ticket, but when i was driving in canada, every highway i got on the speed limit was 100km/h (62mph) Driving the speed limit i was always being passed. I settled on 115km/h and just let the others still pass me. They even had signs posting fines over the speed limit, The fine list didn't start until 120km/h (this is why i chose 115km/h)

highways i drove on, 20 and 30, and maybe a short bit on, i think, 40.

People here think 70mph is too slow for most highways here. try driving 62mph.

Yes this is common. Most people on the highways rated to 100kph are doing at a minimum 120, even during peak traffic hours.

 

[skyking]

I am not going to bother lecturing you because I have been there and done that. When I was a young driver they squeezed young male drivers also, just not as much. Each year the insurance companies and state and local laws increase the severity and penalty while reducing the amount of speeding it takes to get into real trouble.
The insurers have found out that the young males are by far the largest risk group and they are doing something to reduce that risk.
I have seen a reduction in the horrific crashes over the years, it seems to be working.
I could remember a half dozen fatalities or life altering injury accidents in my small school of about 220 per class, over the 4 years of high school. That was too high a price to pay for youth IMO.

 

[Nik]

Yes this is common. Most people on the highways rated to 100kph are doing at a minimum 120, even during peak traffic hours.

Haha. Sounds like there are a LOT of stupid people on the road. It's not uncommon. That's why we have mountains of statistics providing plenty of reason to severely punish youthful drivers for their antics on the road.

 

[dbk]

Ok what if the OP had alerted the insurance company before the renewal and had taken traffic school beforehand? Still the same increase? Don't some allow you to take those classes to lessen the increase?

 

[BoomerD]

I just don't drive

You must IMMEDIATELY change your user name to "girlymatt69."

By publicly admitting that you don't drive, you have forfeited your man card...and your right to use "manly" in your user name.

 

[Nik]

I am not going to bother lecturing you because I have been there and done that. When I was a young driver they squeezed young male drivers also, just not as much. Each year the insurance companies and state and local laws increase the severity and penalty while reducing the amount of speeding it takes to get into real trouble.
The insurers have found out that the young males are by far the largest risk group and they are doing something to reduce that risk.
I have seen a reduction in the horrific crashes over the years, it seems to be working.
I could remember a half dozen fatalities or life altering injury accidents in my small school of about 220 per class, over the 4 years of high school. That was too high a price to pay for youth IMO.

On the last day of school before my mom's graduating class was finished with their senior year, the seniors were celebrating in the parking lot. One guy was letting his car idle forward with a hawt chick on the hood showing off for the hooting men. He thought it would be funny to hit the break to scare her and make her think she'd fall off.

She fell off, hit her head on the pavement, broke her neck, and died.

But, yeah, you're cool at 20kph over the speed limit. Nothing would ever happen to you and you'd never cause any sort of issue on the road, right?

 

[dpodblood]

Haha. Sounds like there are a LOT of stupid people on the road. It's not uncommon. That's why we have mountains of statistics providing plenty of reason to severely punish youthful drivers for their antics on the road.

Right so you believe all those people doing 20 kph over the limit are all:

1) Stupid
2) Youths

Makes perfect sense...

 

[Nik]

Right so you believe all those people doing 20 kph over the limit are all:

1) Stupid
2) Youths

Makes perfect sense...

Thank you for proving yet again that you do not have a logical grasp on reality.

This is why your insurance company is raping you. To get your attention and to make you THINK.

Apparently it's not working.

 

[sactoking]

Ok what if the OP had alerted the insurance company before the renewal and had taken traffic school beforehand? Still the same increase? Don't some allow you to take those classes to lessen the increase?

In the US when you go to traffic school to get the points removed from your license, almost all insurers say that has absolutely no affect on your rate. You do the infraction, you lose the discount/get the rate increase. Traffic school won't change that. You CAN take a sponsored driving course for a discount, but you typically have to have no infractions in the past 3 or so years for it to count.

 

[dpodblood]

On the last day of school before my mom's graduating class was finished with their senior year, the seniors were celebrating in the parking lot. One guy was letting his car idle forward with a hawt chick on the hood showing off for the hooting men. He thought it would be funny to hit the break to scare her and make her think she'd fall off.

She fell off, hit her head on the pavement, broke her neck, and died.

But, yeah, you're cool at 20kph over the speed limit. Nothing would ever happen to you and you'd never cause any sort of issue on the road, right?

Dear fucking god. Fooling around in a car like a jackass, and doing 20 kph over the limit on a highway (the normal flow of traffic) are not even close to the same thing. Again you seem to be stuck in this endless rut of lumping all young people into the same pile. Everyone does 20 kph over the limit here. You think some how because I'm young that I deserve to be taught a harsher lesson than a 40 year old doing the same thing.

 

[skyking]

Right so you believe all those people doing 20 kph over the limit are all:

1) Stupid
2) Youths

Makes perfect sense...

No, they just don't penalize the drivers they have some years of experience with. That is the point. It is all about the numbers and your numbers suck.
It may not be fair but they are not in the business of being fair.

 

[skace]

Look, pay your speeding tax and speed more. Why stop at 12 over when you can go 25 over? You've already paid for the privilege that's how I see it.

 

[dpodblood]

Thank you for proving yet again that you do not have a logical grasp on reality.

This is why your insurance company is raping you. To get your attention and to make you THINK.

Apparently it's not working.

DERP!

I already stated that I did learn my lesson and I don't speed anymore. Increasing my rate such an extreme amount is doing nothing but making it un-affordable.

 

[dabuddha]

Dear fucking god. Fooling around in a car like a jackass, and doing 20 kph over the limit on a highway (the normal flow of traffic) are not even close to the same thing. Again you seem to be stuck in this endless rut of lumping all young people into the same pile. Everyone does 20 kph over the limit here. You think some how because I'm young that I deserve to be taught a harsher lesson than a 40 year old doing the same thing.

You've gotta understand that arguing with Nik about anything is like arguing with a sack of bricks. He'll never get it since he tends to close his ears and eyes and blabbers the same nonsensical BS over and over. Best to just pity him and to step back from the keyboard

 

[Bryophyte]

I love how discrimination is built right into the system.

Actuaries work with cold hard facts, not emotions. If a group costs the company more money, they will pay more. Whining about discrimination is a waste of time.

 

[Nik]

DERP!

I already stated that I did learn my lesson and I don't speed anymore. Increasing my rate such an extreme amount is doing nothing but making it un-affordable.

Guess you should have thought about the consequences, eh?

 

[thraashman]

Every single one of you bitching at him for speeding 12 mph over the speed limit on the highway is full of shit. I can't believe for an instant that all of you do the speed limit. I can't believe even one of you do. Hell, I average 15 mph over the speed limit on the highway and about 5 over on regular streets. I've gotten 3 speeding tickets in my life, 2 when I was 21 (I'm 30 now) and 1 about 3 years ago. One of those 3 I was speeding but actually going slow than cars on both sides, I just happened to have expired tags (I had the new ones but had forgotten to put them on) so I got singled out.

Somehow I've lucked out and never gotten an insurance increase.

 

[skyking]

Every single one of you bitching at him for speeding 12 mph over the speed limit on the highway is full of shit. I can't believe for an instant that all of you do the speed limit. I can't believe even one of you do. Hell, I average 15 mph over the speed limit on the highway and about 5 over on regular streets. I've gotten 3 speeding tickets in my life, 2 when I was 21 (I'm 30 now) and 1 about 3 years ago. One of those 3 I was speeding but actually going slow than cars on both sides, I just happened to have expired tags (I had the new ones but had forgotten to put them on) so I got singled out.

Somehow I've lucked out and never gotten an insurance increase.

15 over won't get it in many states. Here you are very foolish to exceed 10 over, that is the magic number in Washington and Oregon. Push that and you will stick out.