UPDATE: Excellent! Met with the owner of the apartment we looked at last week (see second to last post) and signed the lease on Sunday! We move in on June 28th! 
Finally, our search is over.
UPDATE2: Turned that frown|) upsidedown D).
So first, after 3 months of paperwork, being strung along, and a bunch of nonrefundable fees that I'd rather forget about, my gf and I got turned down by the co-op board of the apartment we were trying to buy 2 days before we were supposed to meet with them. Our lawyer called and said that they said sorry, but no. No reason stated. I can't believe this. They could've at least had the fscking courtesy to meet with us. We negotiated an offer with the seller that was acceptable to both parties, had all paperwork in order, met their financial formula (we were close, but we exceeded their cutoff), and were willing to take time off from our work days to meet with the fscking old bags. The only thing that I can think of is that they got word that we are pretty young (23) and didn't want to have anything to do with us.
Ok, so no big deal, we think (all the waiting has us pretty jaded). We can rent for awhile and get a bit bigger place. So we call a place we're very interested in. Rent is reasonable, nice young area (between alphabet city and flatiron district...you should know what buildings I'm talking about if you live in the city). I talk to the leasing agent this morning, and she says the financial requirements are a combined yearly salary of 40x the monthly rent for everyone living there. No problem. Once again, we're close, but reasonably over the financial requirements. So she then proceeds to tell me that as proof of financials, they need 2002 tax info. Crap. I've only been making my current salary (new job) for the past 4 months. My old salary would put us under the financial requirements. No problem, they just need a guarantor who make EIGHTY TIMES the monthly rent in annual income. Yikes, that's alot of money...unfortunately, we don't know anyone who makes that much that we'd be comfortable asking to cosign with us.
The really ironic part is that my gf has quite a bit of money in savings (when I say quite a bit, I mean we could've paid cash for the apartment we were going to buy), but that seems to mean nothing to these folks. Just your salary.
::SIGH:: Back to the search. We NEED to get out of this crappy studio in Astoria!!!
Finally, our search is over. UPDATE2: Turned that frown
|) upsidedown D).So first, after 3 months of paperwork, being strung along, and a bunch of nonrefundable fees that I'd rather forget about, my gf and I got turned down by the co-op board of the apartment we were trying to buy 2 days before we were supposed to meet with them. Our lawyer called and said that they said sorry, but no. No reason stated. I can't believe this. They could've at least had the fscking courtesy to meet with us. We negotiated an offer with the seller that was acceptable to both parties, had all paperwork in order, met their financial formula (we were close, but we exceeded their cutoff), and were willing to take time off from our work days to meet with the fscking old bags. The only thing that I can think of is that they got word that we are pretty young (23) and didn't want to have anything to do with us.
Ok, so no big deal, we think (all the waiting has us pretty jaded). We can rent for awhile and get a bit bigger place. So we call a place we're very interested in. Rent is reasonable, nice young area (between alphabet city and flatiron district...you should know what buildings I'm talking about if you live in the city). I talk to the leasing agent this morning, and she says the financial requirements are a combined yearly salary of 40x the monthly rent for everyone living there. No problem. Once again, we're close, but reasonably over the financial requirements. So she then proceeds to tell me that as proof of financials, they need 2002 tax info. Crap. I've only been making my current salary (new job) for the past 4 months. My old salary would put us under the financial requirements. No problem, they just need a guarantor who make EIGHTY TIMES the monthly rent in annual income. Yikes, that's alot of money...unfortunately, we don't know anyone who makes that much that we'd be comfortable asking to cosign with us.
The really ironic part is that my gf has quite a bit of money in savings (when I say quite a bit, I mean we could've paid cash for the apartment we were going to buy), but that seems to mean nothing to these folks. Just your salary.
::SIGH:: Back to the search. We NEED to get out of this crappy studio in Astoria!!!
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