Unemployment, still an 'emergency' in november?

Dr. Zaus

Lifer
Oct 16, 2008
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90% of people that get fired that file for unemployment and the appeal the rejection of benefits get approved for said benefits.

Those benefits are now 99 weeks;

http://www.huffingtonpost.com/2010/07/19/gibbs-well-push-for-anoth_n_651590.html
I think it is fair and safe to assume that we are not going to wake up and find ourselves at the end of November at a rate of employment one would not consider to be an emergency
It looks like they are going to extend them come november as-well, so the republican's can't stop it.

My wife gets social security disability, I get unemployment, I would like to work if only because I love my line of work (andragogy) but: If i get the same income I was getting we will only make $100 more a month because then her social security will go and I'll have to cover her medical insurance.

If we didn't have this money I wouldn't be going to classes, I would be going out there and getting a Job.

So on one side the benefits are helping improve my education, on the other they are a disincentive to some who may otherwise work.

The question is does extending unemployment help the unemployed or sustain our present level of unemployment?

If the former then when do we expect we will find ourselves at a point where we are not in a state of emergency? If the latter then why do we keep extending benefits?
 

BoomerD

No Lifer
Feb 26, 2006
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Why would your wife's social security disability go away if you go to work? They should be totally separate things.

I'm sort of surprised that you're legally permitted to go to school while collecting unemployment. That USED to be against the rules...
 

Rastus

Diamond Member
Oct 10, 1999
4,704
3
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Why would your wife's social security disability go away if you go to work? They should be totally separate things.

I'm sort of surprised that you're legally permitted to go to school while collecting unemployment. That USED to be against the rules...
I'm on unemployment right now and I received a letter from the state that says I can go to school and continue receiving benefits.
 

Hacp

Lifer
Jun 8, 2005
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Why would your wife's social security disability go away if you go to work? They should be totally separate things.

I'm sort of surprised that you're legally permitted to go to school while collecting unemployment. That USED to be against the rules...

Not any more!
 

bfdd

Lifer
Feb 3, 2007
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I see that change as a good thing. Are you still required to look for work? Would you be required to accept a job, even if it meant having to quit school?

I think it is a good thing also, but the last two should definitely apply.
 

werepossum

Elite Member
Jul 10, 2006
29,873
463
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I'd say it's a bit of both. But we all need to realize that right now in many markets there simply are not enough jobs, of any sort, to go around. I'm all for requiring that someone take a minimum wage job rather than sitting around on the dole waiting for a job comparable to that he or she lost to magically appear, but right now there simply aren't enough jobs to make that even possible.
 

StageLeft

No Lifer
Sep 29, 2000
70,150
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andragogy. I had to look that up. I bet there are no damn jobs in that right now (or ever, probably).

Anyway, yes it will be an emergency and probably will be extended. This economy is on life support.
 

glenn1

Lifer
Sep 6, 2000
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andragogy. I had to look that up. I bet there are no damn jobs in that right now (or ever, probably).

Anyway, yes it will be an emergency and probably will be extended. This economy is on life support.

I did as well. Here's the definition so that no one else needs to look it up:

Andragogy consists of learning strategies focused on adults.
 

Dr. Zaus

Lifer
Oct 16, 2008
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I see that change as a good thing. Are you still required to look for work? Would you be required to accept a job, even if it meant having to quit school?

Yes; and rightly so. I am looking for work, there are local jobs in my field that would allow me to do both; but they don't have openings. I do have to certify that my school work did not interfere with my ability to take a job or perform my 3 job searches a week.

If I wasn't getting the unemployment though I would have to stop going to school and go somewhere else to find a job.

I'd say it's a bit of both. But we all need to realize that right now in many markets there simply are not enough jobs, of any sort, to go around.
This makes me wonder:
Given my back ground, education and my previous pay there are some jobs that the state says I simply should not accept (less than 50 percent of my previous income, not in my 'field')... Pizza boy is a job I could get, it would pay about what I'm getting in unemployment, but it would actually cost a few hundred a month.

Why would your wife's social security disability go away if you go to work? They should be totally separate things.
I wish the system was reasonable. I can't even legally hold more than 2000 in the bank without it them suspending benefits... I would LIKE to save an emergency fund, but i couldn't keep it in the bank... (or legally anywhere)
 

Jhhnn

IN MEMORIAM
Nov 11, 1999
62,365
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Your wife must be receiving SSI benefits rather than DIB benefits, right? And she's only been receiving them since you became unemployed, I suspect...

SSI benefits are means tested, actual earned disability benefits are not. It's basically welfare for people with disabilities who can't qualify for earned disability benefits, so she'll obviously lose it when household income reaches a certain level...

If you want to game the system, get a divorce, just live together...
 

Dr. Zaus

Lifer
Oct 16, 2008
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Your wife must be receiving SSI benefits rather than DIB benefits, right? And she's only been receiving them since you became unemployed, I suspect...

SSI benefits are means tested, actual earned disability benefits are not. It's basically welfare for people with disabilities who can't qualify for earned disability benefits, so she'll obviously lose it when household income reaches a certain level...
Right, she had them before we were married, we got married they were lost; it was only upon losing my job i realized how little I was changing our family income by working
If you want to game the system, get a divorce, just live together...

I don't want to game the system; I just want the system not to create a strong disincentive to work.
 

BoomerD

No Lifer
Feb 26, 2006
65,782
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The 'emergency' in November will be for all the Democrats out of work :)

Only in your wild opium-filled imagination PJ...

Will the Dems lose seats? I think so...Too many Americans don't understand that the Republicans FUBAR'D thins up so badly that it's gonna take more than a couple of years to fix...again.
 

Dr. Zaus

Lifer
Oct 16, 2008
11,764
347
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The 'emergency' in November will be for all the Democrats out of work :)

But if the government changes will we have an end to our 'emergency' sooner or larger well-fair roles and a worse educated population going forward?
 
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ProfJohn

Lifer
Jul 28, 2006
18,161
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Ending this 'emergency' will require some pro-business moves by our government and we will never see those moves with Obama and the Democrats in charge. Instead we will see more anti-business stuff and more large government programs followed by more complaining by the Democrats about the failure of businesses to provide jobs.

Right now our country is run by a bunch of people who have never created a job in their lives, and yet we act surprised that they can't create jobs.
 

Jhhnn

IN MEMORIAM
Nov 11, 1999
62,365
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If you actually have a suitable job available to you and you're not taking it, then you're already gaming the system. That's pretty simple, really. If you merely think you'd get one by trying harder, maybe you're not, because you could easily be over estimating your prospects... or just making excuses...

You either want to work or you don't, and the first person you need to be honest about that with is yourself.

PJ's a hoot, as usual- probably a cut and paste from a RNC site.

Pro business moves? Like what?
 

manimal

Lifer
Mar 30, 2007
13,559
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The much repeated fallacy that uncertainty is what has kept the markets down is fairly preposterous. What history has shown us is that consumption rules. If people were consuming the exact unfavorable environment of the Clinton administration would lead up to similar gains in jobs and wealth during those "Anti-business stuff" years.

You can have perfect libertarian haven. No taxes, businesses can do what they want and there are no watchdogs-or police mind you-to meddle in what you do or want to sell/establish/conquer.

BTW this place is called somalia

/back to reality


If we really look at this "recession" its start happened in the early part of the last decade. One of the reason many politicians and economists gave Bush a pass on the economic climate in 2002-2006 or later is because the shock to the system of the American economy sustained by the Sept 11 Attacks had a ripple effect on the economy and jobs...This situation did achieve critical mass when the massive bubbles created by housing and financial risk taking flopped like a deck of cards in a strong wind.

From a libertarian perspective the malaise of the economy would be fixed by cutting the problem down to the bone and letting the market correct itself but that solution would essentially be the collapse of the world economy and a worldwide depression with most of us in this forum standing in soup lines. Now soup lines in the New York are pretty good with the soup nazi still having a line out the door thx to seinfeld but the rest of us would be eating lots of canned beef and a barley...

Unemployment insurance is widely held by most camps in the ideological divide between the Viennese and the Keynesians as a very effective stimulus. Unemployment insurance was just as important to FDR since he realized the money would go directly into the economy with goods like food and services like rent & mortgages getting a singular priority from the out of work. Some one on unemployment doesn't go out and buy a pair of Prada Shoes...
 

StageLeft

No Lifer
Sep 29, 2000
70,150
5
0
I wish the system was reasonable. I can't even legally hold more than 2000 in the bank without it them suspending benefits... I would LIKE to save an emergency fund, but i couldn't keep it in the bank... (or legally anywhere)
IMO once you're past the unemployment you actually paid into (about 6 months) anything after that should first require you blow through most of your savings because you are, after all, being taken care of by the state. If you're able to "save" money while on deficit-extended unemployment, you're getting too much.
Ending this 'emergency' will require some pro-business moves by our government and we will never see those moves with Obama and the Democrats in charge. Instead we will see more anti-business stuff and more large government programs followed by more complaining by the Democrats about the failure of businesses to provide jobs.
The government is already too pro-business. It is the businesses' government, after all; they own Washington.
 

piasabird

Lifer
Feb 6, 2002
17,168
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Yes spend your retirement money and pay that 10% penalty, and on top of that also pay income tax on it. Then after they kick you out of your house and you have no car or insurace you will be truly indigent living on the street, then no one will ever hire you. In the mean time there will be a tenfold increase in bankrupcies and house reposessions. Dont know if that would be a good or a bad thing.

If it is such an emergency then waive the 10% penalty, if you want people to spend their retirement money. It is not the fault of the ex-employee that all the good jobs have disappeared. On the other hand, if they live in a 3,000 square foot mansion then maybe they need to lose their house. This also assumes you actually saved some money for retirement. In the mean time more people will want to start collecting social security.

Everything is a double edged sword.

So what are you going to tell all the illegals who have all the low-paying jobs?
 

SammyJr

Golden Member
Feb 27, 2008
1,708
0
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I'm sort of surprised that you're legally permitted to go to school while collecting unemployment. That USED to be against the rules...

It would be stupid if it was against the rules. Retraining is a good way to expand one's job prospects. And besides, don't the Free Trade Religionists promote retraining as a way for 50-something Engineers and factory workers to find new work after they're replaced for fractions of a penny on the dollar overseas?
 

BoomerD

No Lifer
Feb 26, 2006
65,782
14,203
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It would be stupid if it was against the rules. Retraining is a good way to expand one's job prospects. And besides, don't the Free Trade Religionists promote retraining as a way for 50-something Engineers and factory workers to find new work after they're replaced for fractions of a penny on the dollar overseas?

As long as the person collecting UI is willing to walk away from school should they be offered a suitable job, I see no problem with allowing them to collect UI while they go to school, BUT, unemployment insurance is NOT a "get paid to go to school" program...even though that's not a bad idea for those whose jobs have gone away.
 

Fear No Evil

Diamond Member
Nov 14, 2008
5,922
0
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As long as the person collecting UI is willing to walk away from school should they be offered a suitable job, I see no problem with allowing them to collect UI while they go to school, BUT, unemployment insurance is NOT a "get paid to go to school" program...even though that's not a bad idea for those whose jobs have gone away.

I think that's the problem. How do you prevent people from abusing it? As you said unemployment is not a job training program.