Employees pay for unemployment insurance and should not have to work for the benefits.
Completely wrong. The Employer pays. Not the employee.
Costs are Truly Shared by Federal and State Government
Operating as a federal-state partnership, UC is based on federal law, but administered by the states. The UC program is unique among U.S. social insurance programs in that it is
funded almost totally by either federal or state taxes paid by employers.
Currently, employers pay federal unemployment taxes of 6.2 percent on the first $7,000 earned by each of their employees during a calendar year. These federal taxes are used to cover the costs of administering the UC programs in all states. In addition, the federal UC taxes pay one-half of the cost of extended unemployment benefits (during periods of high unemployment) and provide for a fund from which states may borrow, if necessary, to pay benefits.