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Twelve things you never knew about your credit report

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Originally posted by: Pepsi90919
Originally posted by: mugs
Originally posted by: MrBond
Originally posted by: broon
Are there any truely free credit reporting sites?
FreeCreditReport.com is free, but you can't get a FICO score for free and you have to call them to cancle. Figure on at least 10 minutes of declining offers on the phone when you call. It's also a "hard pull" according to that article.

You can get a free credit report from all three agencies once a year now by federal law. I don't know if that's a hard or a soft pull. I don't know the address offhand.
<a target=_blank class=ftalternatingbarlinklarge href="https://www.annualcreditreport.com/cra/index.jsp"><a target=_blank class=ftalternatingbarlinklarge href="https://www.annualcreditreport.com/cra/index.jsp">https://www.annualcreditreport.com/cra/index.jsp</a></a>
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Works fine for me. And I used it earlier this year, nice site.
 
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