SS isn't a problem. Health care is the big factor in the future if it isn't addressed. Plenty of ways to improve on ACA to try to control costs there. We should look at end-of-life care as a huge portion goes just into the last year of someone's life.Along with humans living longer
Virtually everyone I come across who has a problem with this has no problem with the military disability system even though it's waaaaaaaaaaay easier to obtain, compensates vastly better than workman's comp/SSI/SSDI and doesn't bar you (few exceptions) from working in the future.and tons of fraudulent/abused disability claims.
The average age for people with SSI/SSDI is like 55, and you have forfeit at least a years worth of work (and probably more with the denials) and obviously aren't allowed to work once received. If someone's going through that, they're likely actually disabled or wouldn't be able to make worthwhile contributions anyway. What's more, the programs roll into SS retirement or the low income thing for the elderly at 65, so someone hardly makes out like a bandit.
Or you could just tax the wealthy more and boost/not cut SS.Regardless, the concept of government managing an "investment" of sorts is fucking hilarious in the first place. Make a government mandated 401k where all wages have to enter and be placed in Index funds along with payment for an insurance program or something.
Fucking monkeys could manage money better.
If everyone is forced into a 401K plan that mandates a portion of wages, this isn't going to make everyone all rich through compounding. Nothing will change on the macroecon level in that scenario. It's just swapping stocks and treasury securities.