Hard One , Depends on what you want to do with it .
Ford Reliability has improved drastically mid 2001 . The overall fit and finish is not that great though.The Toyota has brilliant reliability and feels solidly made.If I were you go and check out AutoTrader , for resale value on both vehicles
My Opinion
Although I find the Toyota Ugly , it does seem a better investment that the Ford . It wins , but just just !
Go and test Drive both . Maybe one of the dealers , are running a special since lots of dealers tend to give you a discount because they don't work 03 models when 04 is just around the corner
Just my 50 c