I have the Kodak Z712 IS as supplement camera to the Pentax K100D DSLR. The Z712 is a very good camera.
I wrote this in another thread:
" The Z1012IS takes 10 MP stills, takes HD video, image stabilized 12x optical zoom, and what is arguably the best lens in a P&S, the 36-432 eq Schneider-Kreusnach. As a disclaimer, I don't own the Z1012 Is, but I own it's older sibling the Z712 IS. If the Z1012 has the same shortcomings, there is not custom white balance, buffer flush speed is slow, noise reduction is very aggressive at ISO400 and higher, macro mode is mediocre and file size is small (high JPEG compression)
Again, if the Z1012 retains the Z712 strengths, on the upside the lens is superb, zooming is very fast, AF is very fast, color reproduction is very rich and shines specially in the outdoors, image quality is great at ISO200 or lower, has AF assist lamp, performance is fast with very little shutter lag, recycling times are fast, buffer is big enough to let you keep shooting even if the card is writing, has full PASM mode, video is good and allows zoom, white balance presets excellent and auto white balance is very good,, scene modes cover a lot of situations and work really nice, has several picture sizes and allows 3:2 ratio. Use the flash for indoors and don't worry about noise in high ISO situations.
If you can get a Z812, it is the same as the Z1012, just 8 mpixels for pictures. If you pick the Z812 / Z1012 / Z712 I strongly suggest getting a KLIC-8000 battery. The Z712 hates AA NiMH, allowing only like 20 shots with them (voltage, not charge is the culprit here) and chews on AA alkalines like a.... never mind, you got the idea. Generic equivalents of the KLIC800 with charger are like $15 shipped on feebay."
It is very easy for the novice and has enough options for the advanced user. I personally recommend shooting SCN modes as AUTO sometimes picks wrong shutter speeds or goes too high no the ISO. The scene modes are very well customized in focusing, shutter speed and exposure. I am able to take macro shots using the "flower" setting that I am not able to do with AUTO or P. Image quality is excellent IF you can keep the ISO lower than 400 (it has ISO 64, 100, 125, 150 and 200). ISO 400 is mediocre. Kodak went trigger happy with the noise reduction, ISO 800 is barely usable. In fact, being the dumb shooter I am, in some situations I am able to take better pics with the Z712 than with the K100D, and that is thanks to SCN modes.