When you think about the price you pay for insurance, you may think you know what goes into your rate equation. For auto insurance, e.g.: Your driving record, the make, model and age of your car, your age and gender. But there?s another factor that?s becoming more important of late. And chances are you?ve never thought about it: Your insurance score. ?Today? financial contributor and Money magazine editor-at-large Jean Chatzky explains what it is, how insurers use it, and how you can try to make sure you receive a lower ? rather than higher ? rate because of it.
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