To those with full time jobs..

Syringer

Lifer
Aug 2, 2001
19,333
3
71
By dollar figures or percentages, I'm interested in knowing how much goes into housing, car payments, food, savings etc..be as specific or broad as you want.
 

her209

No Lifer
Oct 11, 2000
56,336
11
0
20% to rent
6% to utilities
6% to food
3% to gas
rest goes towards loans
 

nageov3t

Lifer
Feb 18, 2004
42,808
83
91
Rent: 30%
Utilities: 10%
Food/Gas: 15%
Other (clothes, toys, going out, unexpected emergencies, etc): 25%
Savings: 20%
 

CrazyDe1

Diamond Member
Dec 18, 2001
3,089
0
0
50% mortgage
7% to food
5% to gas
10% to fun
3% to cable
5% for gas and utilities
3% for motorcycle


This is after tax income...
Not including what I make on the side, and not including roommate income

Although most of my gas, cell phone, and cable modem are expensed to my business...
 

kranky

Elite Member
Oct 9, 1999
21,019
156
106
Major categories:

car expenses 5%
donations/gifts 12%
taxes 22%
insurance (all types) 5%
utilities 4%
savings 20%
housing 10%
vacation 5%
food 10%
 

digitalchris

Member
Jun 27, 2004
156
0
0
5% rent
2% all bills
4% car
8% leisure
7% tuition
2% book and misc expensese related to school
72% reinvest into business
 
Nov 7, 2000
16,403
3
81
17% longest term savings
18% taxes
22% rent/util
15% longer term savings
25% alcohol and prostitutes and food (well not really, but for toys and eating and stuff)

yeah that doesnt add up to 100 but im intoxicated
 
Aug 26, 2004
14,685
1
76
about 10% rent
about 15% food
about 25% car/insurance
about 8% or so gasoline
about 8% utilities/cell
the rest is pretty much blown on electronics and playing...i try to save...it doesnt work out
 

Apathetic

Platinum Member
Dec 23, 2002
2,587
6
81
50% of my take home pay (after taxes) goes towards my mortgage. While this normally is too high, I have a 15 year mortgage as opposed to a 30 year and I pay extra every month. I *REALLY* want to turn my 15 year mortgage into a 12 year one.

20% goes towards savings.

I don't have any other bills. School loans, car, etc have all been payed of for several years now.

Dave
 

moshquerade

No Lifer
Nov 1, 2001
61,504
12
56
Originally posted by: Syringer
By dollar figures or percentages, I'm interested in knowing how much goes into housing, car payments, food, savings etc..be as specific or broad as you want.
i make so much money i don't have to budget
i just roll in it all day

 

jtusa

Diamond Member
Aug 28, 2004
4,188
0
71
About 50-60% of take home pay goes to bills, the rest is saved or spent on toys or both.
 

spidey07

No Lifer
Aug 4, 2000
65,469
5
76
30% mortgage
10% car
10% other bills
10% 401k
8% groceries
15% play money (gas, entertainment, etc)
 

b0mbrman

Lifer
Jun 1, 2001
29,470
1
81
All percentages are of take-home pay

7% Retirement savings
8% Investing
40% Mortgage (but receive rental income that increases my take-home pay by 30%)
15% Car payments, insurance, gas, and upkeep
15% Food
2% Work expenses
7% Utilities (includes cell phone)
5% Student loan
5% (Spread across multiple months of course) Travel
 

vi edit

Elite Member
Super Moderator
Oct 28, 1999
62,484
8,345
126
30% mortgage
15% car
20% other bills
10% 401k
15% groceries/fuel/misc

We're on only one income until my wife graduates in May.
 

randomlinh

Lifer
Oct 9, 1999
20,846
2
0
linh.wordpress.com
14% loans
try 10-15% savings
5-10% on food (including eating out)
5% on gas
the rest to the bills so I can have them all paid off in a couple of months

no rent for now (at home).
 

Bullhonkie

Golden Member
Sep 28, 2001
1,899
0
76
40% rent
18% savings
13% car loan/insurance
10% basic necessities (groceries and gas)
5% utilities/bills
5% superfluous/fun

Doesn't quite add up to 100%. Any leftover usually gets applied to the car loan to pay it off sooner.
 

pulse8

Lifer
May 3, 2000
20,860
1
81
28% rent
13% car and insurance
12% credit card bills
4% last year's taxes
12% utilities
12% on food
19% whatever left over goes to paying down even more of my CC bills
 

wedi42

Platinum Member
Jun 9, 2001
2,843
0
76
car 5%
donations 2%
taxes 21%
insurance 5%
utilities 8%
savings 2%
housing 40%
spiders 5%
food 10%
 

GTaudiophile

Lifer
Oct 24, 2000
29,767
33
81
Approximately:

Money to save or spend at will: 40% (10% of which is typically donated.)
Taxes: 27% (FVCK UNCLE SAM!)
Rent: 14% (Including utilities)
Food: 6% (Regular monthly food expenditure, excluding fast food/restaurants.)
Car Insurance: 2.9%
Health Insurance: 2.5%
Digital Cable: 2.5% (TV and broadband)
Gas: 1.2% (Miatas get good mpg!)
T-Mobile: 1.1%