To all you snobs on here who look down on people in credit card debt...

Merlyn3D

Platinum Member
Sep 15, 2001
2,148
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0
F U!!!!!!!!

I'm in college, a fun and financially unstable environment, and I can't help that sometimes I need to run my d@mn credit card up to survive. I don't have trust funds to mooch off of, nor did I have a big savings going into college.
 

xospec1alk

Diamond Member
Mar 4, 2002
4,329
0
0
Originally posted by: Merlyn3D
F U!!!!!!!!

I'm in college, a fun and financially unstable environment, and I can't help that sometimes I need to run my d@mn credit card up to survive. I don't have trust funds to mooch off of, nor did I have a big savings going into college.

well, i think if you spend wisely you shoudln't need to be in CC debt. wtf are you buying that you're in debt?
 

Homerboy

Lifer
Mar 1, 2000
30,890
5,001
126
hahah thats the worst excuse ever. And Im in CC debt (due to unemployment last summer... hey gotta buy the diapers somehow).
 

Merlyn3D

Platinum Member
Sep 15, 2001
2,148
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Originally posted by: xospec1alk
Originally posted by: Merlyn3D
F U!!!!!!!!

I'm in college, a fun and financially unstable environment, and I can't help that sometimes I need to run my d@mn credit card up to survive. I don't have trust funds to mooch off of, nor did I have a big savings going into college.

well, i think if you spend wisely you shoudln't need to be in CC debt. wtf are you buying that you're in debt?


That's such a naive thing to say.

EDIT: supposed you couldn't work for a week, so you had no money for that week, you still need to eat, don't you? You still need to put gas in the car to drive to school don't you? How the heck do you supposed someone can do that if they have NO CASH?
 

NikPreviousAcct

No Lifer
Aug 15, 2000
52,763
1
0
Originally posted by: icejunkie
You, sir, are an idiot. I'm sure you NEED to run your credit card sometimes.

Asshole.

I'd love to see you go to school full time, work full time, still pass all of your classes, and somehow pay for college and all of your bills all on your own without the use of a credit card or sucking off of rich parents or friends. Sometimes it's all you can do just to make the bills, let alone clothes on your back, a roof over your head, and food on the table.

Douche.
 

Merlyn3D

Platinum Member
Sep 15, 2001
2,148
0
0
Originally posted by: Nik
Originally posted by: icejunkie
You, sir, are an idiot. I'm sure you NEED to run your credit card sometimes.

Asshole.

I'd love to see you go to school full time, work full time, still pass all of your classes, and somehow pay for college and all of your bills all on your own without the use of a credit card or sucking off of rich parents or friends. Sometimes it's all you can do just to make the bills, let alone clothes on your back, a roof over your head, and food on the table.

Douche.


THANK YOU.....you just described my college experience....I work, go to school full time, and try to pass all my classes (electrical engineering major). I'm good with money....when I actually have it.
 

m2kewl

Diamond Member
Oct 7, 2001
8,263
0
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i was in the same boat, don't worry. pay it off soon as you can when you get a job
 

Juice Box

Diamond Member
Nov 7, 2003
9,615
1
0
Originally posted by: icejunkie
You, sir, are an idiot. I'm sure you NEED to run your credit card sometimes.

yeah....How many times do you eat OUT a week? Im sure you could save tons by buying groceries and not Fast Food everyday....you gotta squeeze every penny!
 

icejunkie

Platinum Member
Oct 2, 2004
2,326
0
0
Originally posted by: Nik
Originally posted by: icejunkie
You, sir, are an idiot. I'm sure you NEED to run your credit card sometimes.

Asshole.

I'd love to see you go to school full time, work full time, still pass all of your classes, and somehow pay for college and all of your bills all on your own without the use of a credit card or sucking off of rich parents or friends. Sometimes it's all you can do just to make the bills, let alone clothes on your back, a roof over your head, and food on the table.

Douche.

hehe. been there, done that. 3.8 GPA. now all i have left is to serve my country for 3 years living off a military paycheck of $60/month.

moron.
 

Merlyn3D

Platinum Member
Sep 15, 2001
2,148
0
0
Originally posted by: Juice Box
Originally posted by: icejunkie
You, sir, are an idiot. I'm sure you NEED to run your credit card sometimes.

yeah....How many times do you eat OUT a week? Im sure you could save tons by buying groceries and not Fast Food everyday....you gotta squeeze every penny!


Just this last quarter I was in the lab until 11pm most nights finishing up lab projects. That doesn't really leave much room for cooking when I have to wake up for an 8am class the next day. I mean sure, top ramen is easy and quick, but it's also incredibly unhealthy when it's the only thing you eat, and gets really really boring.
 

farmercal

Golden Member
Mar 23, 2000
1,580
0
0
hehe. been there, done that. 3.8 GPA. now all i have left is to serve my country for 3 years living off a military paycheck of $60/month.
What rank in the military ONLY makes $60 a month?
 

tfinch2

Lifer
Feb 3, 2004
22,114
1
0
I am 20 yrs old with 3 credit cards. I have a full-time job during the summer and 25 hr. work weeks during the school year. I goto school full-time (atleast 15 hrs a semester) and pay for all of school myself with grants/scholarships/minimal loans. I pay all my bills (car, insurance, cell phone, food, gas, books, entertainment, etc etc). I have $XXXX in my checking account and pay off all 3 cards at the end of the month (except for my 0% interest stuff :p)

It can be done easily, you are just a douche.
 

Spike

Diamond Member
Aug 27, 2001
6,770
1
81
Eh... not sure what to say. I went through 5 years of school (switched majors mid way), paid for it all on my own, and never had any CC debt, just 6k in a stafford loan that I paid off within 3 months of graduating. And no, I do not have rich parents or a trust fund.

I think you can go without the CC debt but I am not in your shoes, so... ?

-spike
 

notfred

Lifer
Feb 12, 2001
38,241
4
0
Originally posted by: farmercal
hehe. been there, done that. 3.8 GPA. now all i have left is to serve my country for 3 years living off a military paycheck of $60/month.
What rank in the military ONLY makes $60 a month?

The rank of "OMG, I can't beleive I agreed to work at this job for three fvcking years for $2000 total, I'm a huge moron!"
 

NikPreviousAcct

No Lifer
Aug 15, 2000
52,763
1
0
Originally posted by: icejunkie
Originally posted by: Nik
Originally posted by: icejunkie
You, sir, are an idiot. I'm sure you NEED to run your credit card sometimes.

Asshole.

I'd love to see you go to school full time, work full time, still pass all of your classes, and somehow pay for college and all of your bills all on your own without the use of a credit card or sucking off of rich parents or friends. Sometimes it's all you can do just to make the bills, let alone clothes on your back, a roof over your head, and food on the table.

Douche.

hehe. been there, done that. 3.8 GPA. now all i have left is to serve my country for 3 years living off a military paycheck of $60/month.

moron.

If you've been through college and actually graduated with any degree, you would be making way more than $60 per month. I don't believe for one fvcking second that you're in the military making $60 per month. You're so full of sh|t. You realize that I and many others on the board are very familiar with the military, right?

Haha oh man. Tell you what. You show me a military pay scale online from a .gov website that shows which branch pays someone at your rank all of $60 per month.

And don't give me that national guard bullsh|t because that's only one weekend a month and two weeks out of the year. That doesn't count.
 

Merlyn3D

Platinum Member
Sep 15, 2001
2,148
0
0
Originally posted by: tfinch2
I am 20 yrs old with 3 credit cards. I have a full-time job during the summer and 25 hr. work weeks during the school year. I goto school full-time (atleast 15 hrs a semester) and pay for all of school myself with grants/scholarships/minimal loans. I pay all my bills (car, insurance, cell phone, food, gas, books, entertainment, etc etc). I have $XXXX in my checking account and pay off all 3 cards at the end of the month (except for my 0% interest stuff :p)

It can be done easily, you are just a douche.


well aren't you fvcking special? you want a cookie?

Just out of curiousity, how much does rent amount to over there in texas? Have you tried paying the prices here in california? And how much do you make in your job?

I can't believe how many people here are so fvcking naive they think that it's so easy to pay off your credit cards every month, so they think people that can't are stupid.