Time To Reshuffle the 401K

[GasX]

I want to reshuffle my allocations for my 401K which is limited to Fidelity and Janus funds. Anyone have any specific or sector recommendations?

 

[GasX]

I was thinking a mix of Mid-Cap, International and Growth funds...

 

[Engineer]

Originally posted by: Mwilding
I was thinking a mix of Mid-Cap, International and Growth funds...

Fidelity Diversified International has beaten the socks off of Janus Worldwide the last few years. Their growth fund hasn't been bad either. We use Fidelity and I'm not sure of what funds you have listed vs what my company does. The mid cap was also up pretty good last year. Strangely, the S&P index fund was the lagger last year.

 

[geecee]

Janus Overseas is one of the few bright spots at Janus these days, and beats the pants off of Worldwide. Just be aware that it doesn't buy domestic stocks as Worldwide does. Fidelity has quite a few decent funds in its stable. Their Contrafund has been a pretty consistent and long term performer. But that's just one of many.

EDIT: Fidelity's Leveraged Company Stock Fund has been doing very well and appears to fit your mid-cap slot. Janus' Growth and Income has been one of their better and steadier performers also.

 

[dr150]

FIGRX is a good one.

Stick with int'l, small/mid cap funds for better returns.

Outside the 401k funds, if you do your research, you'll find top performing funds over 10, 5, 3 year periods are small/mid caps, int'l/emerging mkt funds (I'm not talking about the riskier gold, energy, reit, real estate funds). The smaller the fund, the better as a good fund manager will be more mobile in taking advantage of market trends. There are funds (BRUFX, PGVFX, TREMX, PREMX, etc) that even had positive returns in 2002 where most funds (including index) had a negative year and continue to outperform indexes year after year.

 

[abc]

is figrx a smallcap? i have 40k in a 401k but i got zero small cap.