Hey all,
Little story: I have a car for sale. --But I have never advertised it or told anyone it's for sale. I'm just willing to sell it. Cheap. Well, one guy came and looked at my motorcycle, and then we got on the subject of the car. I told him I was selling it, and he said he wanted it. We decided on a price, and he brought his girlfriend over to see it. They said they definitely want it, and they would be back with the money when they can come up with it in cash. Well, I had a message yesterday when I got home, from a loan company, saying "I was calling because I have someone who wants to buy that Toyota Camry from you. Give me a call back at ________...."
So, I called him, and this is where the shady stuff starts. He said someone had come in asking him about getting a loan for a car, and he gave me the woman's name, which I recognized to be the name of the guy's girlfriend (the one who came and saw the car.) Then, the loan guy starts asking me all these questions about the year, condition, mileage of the car and all this. --Info he doesn't need to determine the loan eligibility at all. --But he DID need it to determine the blue book value to see if it was as good a deal as he thought it sounded like. Then, he said, "Well, she was also wanting to buy a mobile home, and she brought up the car, and I'm not sure if I can do a loan for both the mobile home AND the car, but if I can't give her the loan for the car, I may want to buy it myself." AWWW HELL. So, he continued asking questions about it, and told me to bring it by today so he could look at it. He said if he likes it, he will give me the cash for it right there on the spot. --Then he said again that he needs to see it, and he may want it, but he may be able to do the loan for that lady...but if not....
So, here's what's REALLY going on.... She comes in, wanting a loan to buy the car. She says how much, and he's shocked to hear such a low price, so he asks about the car to see if it's something he may want. He looks up the blue book value, and decides HE's got dibs on it. The price of the car is low, so there's no reason at all he wouldn't be able to add that amount to the loan he's already gonna do for her. BUT, he wants to see the car. If he likes it, the decision is made. "Sorry, ma'am... I couldn't give you the loan for the car, based on your credit record..." If, on the other hand, he doesn't like the car, and he doesn't think it's worth it to buy for himself, "Great news! I can give you the loan on the mobile home, AND I was able to get you the money for the car as well!"
Money is money, and the first one with cash walks with the car.... But I think it's dirty as hell that he's using his position to take advantage of this lady and practically steal this car from her. It kinda makes you wonder how often stuff like ths goes on. Do you think YOU have ever been turned down for something only for the personal gain of someone else? :Q:disgust::|
Ricky
DesignDawg
Little story: I have a car for sale. --But I have never advertised it or told anyone it's for sale. I'm just willing to sell it. Cheap. Well, one guy came and looked at my motorcycle, and then we got on the subject of the car. I told him I was selling it, and he said he wanted it. We decided on a price, and he brought his girlfriend over to see it. They said they definitely want it, and they would be back with the money when they can come up with it in cash. Well, I had a message yesterday when I got home, from a loan company, saying "I was calling because I have someone who wants to buy that Toyota Camry from you. Give me a call back at ________...."
So, I called him, and this is where the shady stuff starts. He said someone had come in asking him about getting a loan for a car, and he gave me the woman's name, which I recognized to be the name of the guy's girlfriend (the one who came and saw the car.) Then, the loan guy starts asking me all these questions about the year, condition, mileage of the car and all this. --Info he doesn't need to determine the loan eligibility at all. --But he DID need it to determine the blue book value to see if it was as good a deal as he thought it sounded like. Then, he said, "Well, she was also wanting to buy a mobile home, and she brought up the car, and I'm not sure if I can do a loan for both the mobile home AND the car, but if I can't give her the loan for the car, I may want to buy it myself." AWWW HELL. So, he continued asking questions about it, and told me to bring it by today so he could look at it. He said if he likes it, he will give me the cash for it right there on the spot. --Then he said again that he needs to see it, and he may want it, but he may be able to do the loan for that lady...but if not....
So, here's what's REALLY going on.... She comes in, wanting a loan to buy the car. She says how much, and he's shocked to hear such a low price, so he asks about the car to see if it's something he may want. He looks up the blue book value, and decides HE's got dibs on it. The price of the car is low, so there's no reason at all he wouldn't be able to add that amount to the loan he's already gonna do for her. BUT, he wants to see the car. If he likes it, the decision is made. "Sorry, ma'am... I couldn't give you the loan for the car, based on your credit record..." If, on the other hand, he doesn't like the car, and he doesn't think it's worth it to buy for himself, "Great news! I can give you the loan on the mobile home, AND I was able to get you the money for the car as well!"
Money is money, and the first one with cash walks with the car.... But I think it's dirty as hell that he's using his position to take advantage of this lady and practically steal this car from her. It kinda makes you wonder how often stuff like ths goes on. Do you think YOU have ever been turned down for something only for the personal gain of someone else? :Q:disgust::|
Ricky
DesignDawg
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